Target Date Funds for Young Professionals
We review top 9 popular target date funds for young professionnals. We look at their stock/bond allocations and recent returns.
Target Date Funds for Retirement Investing
Target date funds are becoming more and more popular. We review the top 10 target date fund providers and discuss index-based and actively-manged.
William Bernstein Smart Money desc
Overview of the William Bernstein Smart Money Lazy Portfolio Background Information on the Author and Philosophy The William Bernstein “Smart Money” Lazy Portfolio comes from Dr. William Bernstein — a neurologist, oddly enough, who ended up writing some of the most...Burton Malkiel Mid-Fifties Portfolio desc
As people move into their 50s, retirement planning tends to shift from something abstract into something that actually matters — you start to feel the weight of the timeline. The “plenty of time” mindset starts to fade. You’re no longer just accumulating. You’re...
How to Borrow From an IRA?
There are several ways to take money out for short-term emergency purposes. This article explores some of those options.
Doug Ramsey All Asset No Authority (AANA) Lazy Portfolio desc
Doug Ramsey’s “All Asset No Authority” (AANA) lazy portfolio is a unique and straightforward approach to diversified investing. Here’s a brief look at Ramsey’s background, the origin of the portfolio’s name, the rationale behind its...Paul Farrell Second Grader’s Starter Portfolio desc
1. Background and Philosophy The Second Grader’s Starter Portfolio was created by Paul B. Farrell, a former investment columnist for MarketWatch and author of multiple books on lazy investing. Farrell advocated for simple, low-cost, and hands-off strategies that...Larry Swedroe Conervative Lazy Portfolio desc
Larry Swedroe’s lazy portfolio is carefully designed for conservative investors seeking lower volatility while maintaining exposure to growth. Swedroe, a well-regarded financial expert and author, emphasizes diversification through low-cost index funds and is...P David Swensen Yale Individual Investor Portfolio Annual Rebalancing desc
1. Background and Philosophy David Swensen, the Yale Endowment Manager, proposed this one size fit in all model portfolio for individual investors (see Unconventional Success: A Fundamental Approach to Personal Investment). The major difference between this portfolio...William Bernstein Sheltered Sam 60/40 Allocation desc
William Bernstein, a renowned financial author and investment advisor, provides valuable insights into building winning portfolios in his book “The Four Pillars of Investing: Lessons for Building a Winning Portfolio.” One of the portfolio strategies he...William Bernstein Cowards desc
William Bernstein’s Cowards Portfolio: Comprehensive Overview 1. Background and Philosophy The William Bernstein Cowards Portfolio is designed by Dr. William Bernstein, a neurologist-turned-financial theorist and author of influential investing books like The...Armstrong Ideal Index desc
Armstrong Ideal Index: Comprehensive Overview 1. Background and Philosophy The Armstrong Ideal Index was created by Frank Armstrong, a renowned financial advisor and author of The Informed Investor. Armstrong advocates for a passive, low-cost investing approach,...P Andrew Tobias Three Fund Lazy Portfolio Annual Balance desc
Comprehensive Overview of the P Andrew Tobias Three Fund Lazy Portfolio 1. Background and Philosophy Andrew Tobias is a renowned financial author and investor, best known for his book “The Only Investment Guide You’ll Ever Need.” His philosophy...Israelsen 7Twelve Portfolio desc
Comprehensive Overview of the Israelsen 7Twelve Portfolio 1. Background and Philosophy The Israelsen 7Twelve Portfolio was created by Craig Israelsen, a financial expert and professor at Utah State University. Israelsen designed this portfolio to emphasize broad...