What Are Lazy Portfolios?

What Are Lazy Portfolios?

Investing can be intimidating. It’s a complex and time-consuming endeavor. This is especially true for beginners. , Lazy portfolios offer an appealing solution for this group of people. A lazy portfolio is a straightforward investment strategy designed to require minimal effort and oversight while aiming to deliver solid long-term returns.

IRAs as One of the Emergency Fund Sources

IRAs as One of the Emergency Fund Sources

n this issue:

  • Latest in Retirement Savings & Personal Finance: Back-and-forth Tariff Policies, Stock Market Swings, and Low Retirement Savings Rates
  • IRAs as One of the Emergency Fund Sources
  • The Gotcha in Maximum Solo 401(k) or SEP IRA Contribution Limits
  • Market Overview
IRAs as One of the Emergency Fund Sources

How to Borrow From an IRA?

There are several ways to take money out for short-term emergency purposes. This article explores some of those options.

Special Issue: Staying the Course Amid Market Turmoil

Special Issue: Staying the Course Amid Market Turmoil

In this special issue:

  • Latest in Retirement Savings & Personal Finance: Market Turmoil, Majority of Americans Invest in Stocks, …
  • Staying the Course Amid Market Turmoil
  • Tools & Tips: Longest S&P 500 Losses (Drawdowns)
  • Market Overview
A Step-by-Step Guide to Finding Your Old 401(k) Account

A Step-by-Step Guide to Finding Your Old 401(k) Account

If you’ve lost track of an old 401(k) account due to job changes, mergers, or simply forgetting about it, don’t worry—there are several steps you can take to locate your funds. Whether your former employer was a large corporation like Bloomberg L.P. or a smaller...
The ABCs of Roth Conversions: Backdoor, Mega Backdoor, and More

The ABCs of Roth Conversions: Backdoor, Mega Backdoor, and More

In this issue:

  • Latest in Retirement Savings & Personal Finance: Tariff Liberation Day, Beefing Up Emergency Savings, and Consumer Confidence at Its Lowest
  • Paying Off Debt or Funding Retirement? How to Decide When Every Dollar Counts
  • Paying off Debt or Investing Calculator
  • Market Overview
April 2025 MyPlanIQ Portfolio Update

April 2025 MyPlanIQ Portfolio Update

In this issue:

  • 1970s Redux: Why the Smithsonian Era Feels Strangely Familiar in 2025
  • Fund Analysis: All Weather ETF ALLW
  • Economic & Market Indicators
  • Model Portfolios
  • Funds to Watch
  • Market Overview
The Right Way to Withdraw from Your 401(k) Without Regret

The Right Way to Withdraw from Your 401(k) Without Regret

In this issue:

  • Latest in Retirement Savings & Personal Finance: $1.5 Million’s Retirement Mileage Across Various States, Therapy Needed in Market Turmoil
  • The Right Way to Withdraw from Your 401(k) Without Regret
  • Credit Card Debt Consolidation Calculator
  • Market Overview
Maximize Your Cash Returns

Maximize Your Cash Returns

In this issue:

  • Latest in Retirement Savings & Personal Finance: Inflation Pressure and 401(k) as Rainy-Day Fund
  • Maximize Your Cash Returns
  • Good Funds: Capital Group ETFs
  • Market Overview
March 2025 MyPlanIQ Portfolio Update

March 2025 MyPlanIQ Portfolio Update

In this issue:

  • Growth vs. Value: Late Stage and Early Stage of a Bull Market
  • Fund Analysis: CLO Bond Funds
  • Economic & Market Indicators
  • Model Portfolios
  • Funds to Watch
  • Market Overview
Roth IRA for Kids? SEP IRA for Rental Income?

Roth IRA for Kids? SEP IRA for Rental Income?

In this issue:

  • News & Tips You Can Use: 5 Tax Tips For Tax Filing Season
  • 6 Ways to Cope in Your Retirement Savings & Spending Under the Current DOGE, Tariff Regime 
  • Backdoor Roth IRA Pro-Rata Conversion Calculator
  • Market Overview
February 2025 MyPlanIQ Portfolio Update

February 2025 MyPlanIQ Portfolio Update

In this issue:

  • QARP: Quality at a Reasonable Price — Graham’s Framework for Defensive Investors
  • Fund Analysis: QARP-style ETFs
  • Economic & Market Indicators
  • Model Portfolios
  • Funds to Watch
  • Market Overview