Investing can be intimidating. It’s a complex and time-consuming endeavor. This is especially true for beginners. , Lazy portfolios offer an appealing solution for this group of people. A lazy portfolio is a straightforward investment strategy designed to require minimal effort and oversight while aiming to deliver solid long-term returns.
Option-based income funds can be a valuable tool for income-focused investors, particularly in low-yield environments. However, their higher expenses, potential underperformance, and tax implications necessitate a cautious approach.
Top 15 ETFs that average 401(k) investors can use to construct a solid asset allocation portfolio for their self-directed brokerage accounts.
In this newsletter, we highlight stocks from a particularly excellent yet somewhat surprising industry—insurance brokers—that have consistently delivered higher returns compared to stock indexes such as the S&P 500.
We review gold’s long-term returns since 1971. We further examine key drivers that are behind gold returns and point out these factors, inflation, inflation expectation, interest rates, economic uncertainties, international demand and geopolitical events, have a more complex relationship with gold prices.
We look at over 150 years data on S&P 500 earnings and total returns. We then study the rolling returns and compare it with a moving average based portfolio. We conclude that S&P 500 index represents a fantastic ‘business’ to own.
We review smart factor ETFs and a momentum portfolio based on these factor ETFs. We argue that major factor ETFs like Quality, Momentum, GARP, Minimum Volatility, Value and Size all have potential to outperform cap-weighted stock indexes such as S&P 500. These ETFs can be effective builindg components for a core portfolio.
We list our latest newsletter articles since last update and briefly overview current market conditions
We examine various high dividend ETFs and a closed end fund and discuss how they fare in terms of total returns that combine both capital appreciation and dividend income.
We delve into the details to examine the role of currency-hedged ETFs in international stock investing within an asset allocation portfolio.
We discuss the pros and cons of 401(k) brokerage link accounts
We discuss how to utilize our newly upgraded free comparison tool to better evaluate and compare ETFs, mutual funds and portfolios using rolling returns
We discuss how to utilize our newly upgraded free comparison tool to better evaluate and compare ETFs, mutual funds and portfolios using rolling returns
Introducing fundamental index funds that align with business owner’s approach in investing. We also show how these funds have consistently outperformed.
Investing in ‘good’ industry sectors that exhibit strong business models can beat a broad base market index like S&P 500
We discuss two Growth At A Reasonable Price (GARP) ETFs: T. Rowe Price Capital Appreciation ETF TCAF and Invesco S&P GARP ETF SPGP. We further show one can again do better to outperform PRWCX by utilizing the GARP ETFs and total return bond portfolios
We review the current economy and financial markets.
We review the latest data for safe retirement withdrawal strategies such as the 4% rule. We also introduce the new retirement withdrawal calculator
We claim that IRAs in a brokerage now offers better and cheaper investment choices than a typical 401(k) plan.