We announce our fee change, new website improvement and discuss what to do in the current market environment. 

To become an enlightened investor, one has to recognize her/his own weakness and understand the nature of the markets and strategies used. 

2013 performance review for lazy portfolios, brokerage and asset management suggested portfolios. We also reveal our asset class outlook for the intermediate term. 

We review the important lessons we learned from 2013 by studying the behavior of representative portfolios. 

We discussed 3 ways to benchmark a portfolio: using strategic asset allocation portfolios, custom static portfolios and inflation adjusted returns. 

We discussed several rules of thumb to efficiently arrange investment strategies in taxable and tax deferred accounts for tax efficiency purpose. 

We discussed several rules of thumb to efficiently arrange investment strategies in taxable and tax deferred accounts for tax efficiency purpose. 

Long term investing consists of two important components: using well defined strategies and do it in a long period of time. 

Static portfolio feature can be used to construct many versatile portfolios across multiple accounts and using a mixture of ETFs, mutual funds and portfolios. 

We review various portfolios including permanent portfolios, risk parity portfolios, some closed end portfolios and high yield income portfolio.