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Growth At A Reasonable Price (GARP) Stock ETFs
We discuss two Growth At A Reasonable Price (GARP) ETFs: T. Rowe Price Capital Appreciation ETF TCAF and Invesco S&P GARP ETF SPGP. We further show one can again do better to outperform PRWCX by utilizing the GARP ETFs and total return bond portfolios
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Maximizing Your Retirement Income: The 4% Withdrawal Rule & Retirement Withdrawal Calculator
We review the latest data for safe retirement withdrawal strategies such as the 4% rule. We also introduce the new retirement withdrawal calculator
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How To Fully Utilize Self-Directed IRAs For Retirement Investments
We claim that IRAs in a brokerage now offers better and cheaper investment choices than a typical 401(k) plan.
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Portfolio Calculator (Simulator) And Rolling Returns
We present our free Portfolio Calculator and discuss its unique feature of producing historical rolling returns for a portfolio.
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ETFs In Asset Classes For Portfolio Construction
We discuss our new ETFs in Asset Classes web page and show how these selected group of ETFs can be used for asset allocation portfolios.
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Retirement Savings: How Much Should You Save For A Comfortable Retirement Life?
High yield bonds, managed correctly, can be a valuable addition to boost fixed income returns.
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High Yield Bonds Are Good Alternatives For Aggressive Fixed Income Investors
High yield bonds, managed correctly, can be a valuable addition to boost fixed income returns.
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Trends, Factors & Indicators
We look at several famous lazy portfolios and discuss asset allocations and diversification effect in portfolio construction.
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Lazy Portfolios Review
We look at several famous lazy portfolios and discuss asset allocations and diversification effect in portfolio construction.
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‘Best’ Tactical Stock or Dividend Income Balanced Portfolios vs. Best Balanced Allocation Fund
We present our tactical balanced stock and dividend income portfolios that outperform the best balanced allocation fund T. Rowe Price capital appreciation fund PRWCX both in terms of returns and risk
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‘Best’ Stock or Dividend Income Balanced Portfolios vs. Best Balanced Allocation Fund
We take a business investing approach to invest in solid low cost stock index funds such as S&P 500 index funds. We discuss why it’s beneficial to view index fund investments as ‘conglomerate’ business investments.
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Low-Cost Stock Index Funds: Quality ‘Business Conglomerates’ for Solid, Low-Risk Long-Term Returns
We take a business investing approach to invest in solid low cost stock index funds such as S&P 500 index funds. We discuss why it’s beneficial to view index fund investments as ‘conglomerate’ business investments.
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Cash And Money Market ETFs Review
We survey some ultra short term bond ETFs that can be used as Cash or money market substitutes.
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401k Company Match: How To Maximize Your Free Money
We encourage maximizing 401k match and discuss some details on 401k contributions and match.
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March 13, 2023: Bank On My Own For Safer And Much Higher Returns
Bank On My Own! Avoid Banks as middle men and get much higher and safer returns! In this newsletter, we describe what happened for Silicon Valley Bank failure and propose a better way to bank: on your own.
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February 27, 2023: Dimensional Fund Advisors and Capital Group ETFs
We look at ETFs from Dimensional Funds Advisor and Capital Group and discuss whether they are suitable for asset allocation portfolios.
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February 13, 2023: In Praise Of A Conservative Strategic Asset Allocation
We point out that a conservative allocation portfolio could be very effective for many types of investors.
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January 30, 2023: The Bond Era
We have another in-depth look at fixed income (bonds) in the current environment.
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January 16, 2023: International Stocks In Asset Allocation
Developed country and emerging market stocks have positive tailwind that supports its secular relative strength.
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January 3, 2023: Review And Outlook
We review our portfolios for last year and discuss this year’s outlook
