What Are Lazy Portfolios?

What Are Lazy Portfolios?

Investing can be intimidating. It’s a complex and time-consuming endeavor. This is especially true for beginners. , Lazy portfolios offer an appealing solution for this group of people. A lazy portfolio is a straightforward investment strategy designed to require minimal effort and oversight while aiming to deliver solid long-term returns.

April 2025 MyPlanIQ Portfolio Update

April 2025 MyPlanIQ Portfolio Update

In this issue:

  • 1970s Redux: Why the Smithsonian Era Feels Strangely Familiar in 2025
  • Fund Analysis: All Weather ETF ALLW
  • Economic & Market Indicators
  • Model Portfolios
  • Funds to Watch
  • Market Overview
March 2025 MyPlanIQ Portfolio Update

March 2025 MyPlanIQ Portfolio Update

In this issue:

  • Growth vs. Value: Late Stage and Early Stage of a Bull Market
  • Fund Analysis: CLO Bond Funds
  • Economic & Market Indicators
  • Model Portfolios
  • Funds to Watch
  • Market Overview
February 2025 MyPlanIQ Portfolio Update

February 2025 MyPlanIQ Portfolio Update

In this issue:

  • QARP: Quality at a Reasonable Price — Graham’s Framework for Defensive Investors
  • Fund Analysis: QARP-style ETFs
  • Economic & Market Indicators
  • Model Portfolios
  • Funds to Watch
  • Market Overview
Dividend Income Investments: Benefits and Pitfalls

Dividend Income Investments: Benefits and Pitfalls

In this issue:

  • Latest in Retirement Savings & Personal Finance
  • Dividend Income Investments: Benefits and Pitfalls
  • Dividend Income Calculator for Stocks, ETFs, and Mutual Funds
  • Market Overview
Option-Based Income Funds: Pros and Cons

Option-Based Income Funds: Pros and Cons

Option-based income funds can be a valuable tool for income-focused investors, particularly in low-yield environments. However, their higher expenses, potential underperformance, and tax implications necessitate a cautious approach.

9 Lessons From Retirees’ Biggest Retirement Regrets

9 Lessons From Retirees’ Biggest Retirement Regrets

In this issue:

  • 9 Lessons From Retirees’ Biggest Retirement Regrets
  • Returns of MyPlanIQ Core Model Portfolios
  • Portfolio Simulator (Calculator)
  • Lazy Portfolios: Simple Templates for 401(k) and IRA Investments
  • Market Overview
January 2025 MyPlanIQ Portfolio Update

January 2025 MyPlanIQ Portfolio Update

In this issue:

  • 2024 Review
  • Fund Analysis: Be Cautious with Options-Based Income Funds
  • Economic & Market Indicators
  • Model Portfolios
  • Funds to Watch
  • Expect a Bumpy Ride: Outlook for Stocks and Bonds in 2025
Smart Rules of Thumb to Manage Your Personal Debts

Smart Rules of Thumb to Manage Your Personal Debts

In this issue:

  • Student Loan Payoff and 401(k) Match
  • Smart Rules of Thumb to Manage Your Personal Debts
  • Savings Goal Calculator: Payoff Debt and Save More
  • Most Popular Bond Funds in 401(k) Plans
  • Market Overview
December 2024 MyPlanIQ Portfolio Update

December 2024 MyPlanIQ Portfolio Update

In this issue:

  • Tactical Asset Allocation Portfolios In-Depth Update
  • Fund analysis: U.S. stock momentum factor ETFs
  • Economic & Market Indicators
  • Model Portfolios
  • Funds to Watch
The Four Essential Steps for 401(k) Investments

The Four Essential Steps for 401(k) Investments

In this issue:

  • Leaving your company: things to consider for your company 401(k) account
  • The Four Essential Steps for 401(k) Investments
  • How to Determine the Amount to Contribute to Maximize Your Company Match
  • Thrift Savings Plan: The Largest Public Sector Workers’ Retirement Savings Plan
  • Market overview: Enjoy the season but don’t be complacent
Roth 401(K): A Retirement Savings Option You Shouldn’t Ignore

Roth 401(K): A Retirement Savings Option You Shouldn’t Ignore

In this issue:

  • Retirees’ credit card debt increased!
  • Roth 401(K): A Retirement Savings Option You Shouldn’t Ignore
  • Traditional 401(k) vs. Roth 401(k) Calculator
  • Top 15 employers with the highest employer match rate per employee
  • Market overview: Year-end stock rally?

YieldMax ETFs Comparison

YieldMax ETFs are a series of exchange-traded funds designed to enhance income by generating high monthly distributions, primarily through options strategies such as covered call writing. These ETFs focus on providing income from underlying assets, which mostly...
A 6% Default Retirement Savings Rate Is Becoming the Standard—But Is It Enough?

A 6% Default Retirement Savings Rate Is Becoming the Standard—But Is It Enough?

In this issue:

  • A 6% default retirement savings rate Is becoming the standard—but Is It enough?
  • Bonds for the long-term: why a 60% stock/40% bond portfolio?
  • Retirement calculator: why a 12% to 15% savings rate
  • Top 15 employers with the highest employer match per employee
  • Market overview: renewed inflation threats
Stocks for The Long Term: Why They Outperform Bonds

Stocks for The Long Term: Why They Outperform Bonds

In this issue:

  • Retirement savings: what Morningstar retirement model reveals 
  • Stocks for the long-term: why they outperform bonds
  • Investment arithmetic: investment calculator
  • The billion-dollar employer contribution club
  • Market overview: post-election stock rally, inflation …