IRAs as One of the Emergency Fund Sources

IRAs as One of the Emergency Fund Sources

Apr 15, 2025

n this issue:

  • Latest in Retirement Savings & Personal Finance: Back-and-forth Tariff Policies, Stock Market Swings, and Low Retirement Savings Rates
  • IRAs as One of the Emergency Fund Sources
  • The Gotcha in Maximum Solo 401(k) or SEP IRA Contribution Limits
  • Market Overview
Special Issue: Staying the Course Amid Market Turmoil

Special Issue: Staying the Course Amid Market Turmoil

Apr 8, 2025

In this special issue:

  • Latest in Retirement Savings & Personal Finance: Market Turmoil, Majority of Americans Invest in Stocks, …
  • Staying the Course Amid Market Turmoil
  • Tools & Tips: Longest S&P 500 Losses (Drawdowns)
  • Market Overview
A Step-by-Step Guide to Finding Your Old 401(k) Account

A Step-by-Step Guide to Finding Your Old 401(k) Account

Apr 4, 2025

If you’ve lost track of an old 401(k) account due to job changes, mergers, or simply forgetting about it, don’t worry—there are several steps you can take to locate your funds. Whether your former employer was a large corporation like Bloomberg L.P. or a smaller...
The ABCs of Roth Conversions: Backdoor, Mega Backdoor, and More

The ABCs of Roth Conversions: Backdoor, Mega Backdoor, and More

Apr 1, 2025

In this issue:

  • Latest in Retirement Savings & Personal Finance: Tariff Liberation Day, Beefing Up Emergency Savings, and Consumer Confidence at Its Lowest
  • Paying Off Debt or Funding Retirement? How to Decide When Every Dollar Counts
  • Paying off Debt or Investing Calculator
  • Market Overview
The Right Way to Withdraw from Your 401(k) Without Regret

The Right Way to Withdraw from Your 401(k) Without Regret

Mar 18, 2025

In this issue:

  • Latest in Retirement Savings & Personal Finance: $1.5 Million’s Retirement Mileage Across Various States, Therapy Needed in Market Turmoil
  • The Right Way to Withdraw from Your 401(k) Without Regret
  • Credit Card Debt Consolidation Calculator
  • Market Overview
Maximize Your Cash Returns

Maximize Your Cash Returns

Mar 11, 2025

In this issue:

  • Latest in Retirement Savings & Personal Finance: Inflation Pressure and 401(k) as Rainy-Day Fund
  • Maximize Your Cash Returns
  • Good Funds: Capital Group ETFs
  • Market Overview
Roth IRA for Kids? SEP IRA for Rental Income?

Roth IRA for Kids? SEP IRA for Rental Income?

Mar 4, 2025

In this issue:

  • News & Tips You Can Use: 5 Tax Tips For Tax Filing Season
  • 6 Ways to Cope in Your Retirement Savings & Spending Under the Current DOGE, Tariff Regime 
  • Backdoor Roth IRA Pro-Rata Conversion Calculator
  • Market Overview
Dividend Income Investments: Benefits and Pitfalls

Dividend Income Investments: Benefits and Pitfalls

Jan 28, 2025

In this issue:

  • Latest in Retirement Savings & Personal Finance
  • Dividend Income Investments: Benefits and Pitfalls
  • Dividend Income Calculator for Stocks, ETFs, and Mutual Funds
  • Market Overview
9 Lessons From Retirees’ Biggest Retirement Regrets

9 Lessons From Retirees’ Biggest Retirement Regrets

Jan 14, 2025

In this issue:

  • 9 Lessons From Retirees’ Biggest Retirement Regrets
  • Returns of MyPlanIQ Core Model Portfolios
  • Portfolio Simulator (Calculator)
  • Lazy Portfolios: Simple Templates for 401(k) and IRA Investments
  • Market Overview
Smart Rules of Thumb to Manage Your Personal Debts

Smart Rules of Thumb to Manage Your Personal Debts

Dec 17, 2024

In this issue:

  • Student Loan Payoff and 401(k) Match
  • Smart Rules of Thumb to Manage Your Personal Debts
  • Savings Goal Calculator: Payoff Debt and Save More
  • Most Popular Bond Funds in 401(k) Plans
  • Market Overview
The Four Essential Steps for 401(k) Investments

The Four Essential Steps for 401(k) Investments

Dec 3, 2024

In this issue:

  • Leaving your company: things to consider for your company 401(k) account
  • The Four Essential Steps for 401(k) Investments
  • How to Determine the Amount to Contribute to Maximize Your Company Match
  • Thrift Savings Plan: The Largest Public Sector Workers’ Retirement Savings Plan
  • Market overview: Enjoy the season but don’t be complacent
Roth 401(K): A Retirement Savings Option You Shouldn’t Ignore

Roth 401(K): A Retirement Savings Option You Shouldn’t Ignore

Nov 26, 2024

In this issue:

  • Retirees’ credit card debt increased!
  • Roth 401(K): A Retirement Savings Option You Shouldn’t Ignore
  • Traditional 401(k) vs. Roth 401(k) Calculator
  • Top 15 employers with the highest employer match rate per employee
  • Market overview: Year-end stock rally?