IRAs as One of the Emergency Fund Sources

IRAs as One of the Emergency Fund Sources

n this issue:

  • Latest in Retirement Savings & Personal Finance: Back-and-forth Tariff Policies, Stock Market Swings, and Low Retirement Savings Rates
  • IRAs as One of the Emergency Fund Sources
  • The Gotcha in Maximum Solo 401(k) or SEP IRA Contribution Limits
  • Market Overview
IRAs as One of the Emergency Fund Sources

How to Borrow From an IRA?

There are several ways to take money out for short-term emergency purposes. This article explores some of those options.

Special Issue: Staying the Course Amid Market Turmoil

Special Issue: Staying the Course Amid Market Turmoil

In this special issue:

  • Latest in Retirement Savings & Personal Finance: Market Turmoil, Majority of Americans Invest in Stocks, …
  • Staying the Course Amid Market Turmoil
  • Tools & Tips: Longest S&P 500 Losses (Drawdowns)
  • Market Overview
The ABCs of Roth Conversions: Backdoor, Mega Backdoor, and More

The ABCs of Roth Conversions: Backdoor, Mega Backdoor, and More

In this issue:

  • Latest in Retirement Savings & Personal Finance: Tariff Liberation Day, Beefing Up Emergency Savings, and Consumer Confidence at Its Lowest
  • Paying Off Debt or Funding Retirement? How to Decide When Every Dollar Counts
  • Paying off Debt or Investing Calculator
  • Market Overview
Maximize Your Cash Returns

Maximize Your Cash Returns

In this issue:

  • Latest in Retirement Savings & Personal Finance: Inflation Pressure and 401(k) as Rainy-Day Fund
  • Maximize Your Cash Returns
  • Good Funds: Capital Group ETFs
  • Market Overview
Roth IRA for Kids? SEP IRA for Rental Income?

Roth IRA for Kids? SEP IRA for Rental Income?

In this issue:

  • News & Tips You Can Use: 5 Tax Tips For Tax Filing Season
  • 6 Ways to Cope in Your Retirement Savings & Spending Under the Current DOGE, Tariff Regime 
  • Backdoor Roth IRA Pro-Rata Conversion Calculator
  • Market Overview
Mega Backdoor Roth Explained

Mega Backdoor Roth Explained

The Mega Backdoor Roth 401(k) or Mega Backdoor Roth Conversion is a powerful tool for high-income earners who want to maximize their retirement savings and enjoy tax-free withdrawals. By leveraging this strategy, you can compound your savings dramatically over time, providing significant long-term financial benefits.