Retirement Savings Tracker
Monitor your savings progress, get up-to-date estimated pension at retirement
Create a Static Portfolio
Enter fund allocation and create a ‘static’ or ‘lazy’ portfolio with back test and ongoing monitoring.
Model portfolios
Stock ETF model portfolios
The return data shown below all delayed by 3 months. Their latest dates are all the same: 01/31/2025.
| Name | YTD Return | 1Yr AR | 3Yr AR | 5Yr AR | 10Yr AR | 15Yr AR | 20Yr AR | Inception |
|---|---|---|---|---|---|---|---|---|
| MyPlanIQ ETF Strategic Stock Allocation | 3.94% | 17.57% | 9.44% | 12.69% | 11.30% | NA | NA | 13.14% |
| MyPlanIQ ETF Tactical Stock Allocation | 2.56% | 18.43% | 10.30% | 13.35% | 11.32% | 13.81% | 15.36% | 12.45% |
| VT (Vanguard Total World Stock ETF) | 3.06% | 20.05% | 7.98% | 10.97% | 9.69% | 9.78% | NA | 10.15% |
Fixed-income ETF portfolio
The return data shown below all delayed by 3 months. Their latest dates are all the same: 01/31/2025.
| Name | YTD Return | 1Yr AR | 3Yr AR | 5Yr AR | 10Yr AR | 15Yr AR | 20Yr AR | Inception |
|---|---|---|---|---|---|---|---|---|
| MPIQ ETF Fixed Income | -0.01% | -0.31% | 0.40% | -0.08% | 2.05% | NA | NA | 2.30% |
Fixed-income mutual fund portfolios customized to brokerages
The return data shown below all delayed by 3 months. Their latest dates are all the same: 01/31/2025.
| Name | YTD Return | 1Yr AR | 3Yr AR | 5Yr AR | 10Yr AR | 15Yr AR | 20Yr AR | Inception |
|---|---|---|---|---|---|---|---|---|
| Schwab Total Return Bond | 0.77% | 1.43% | 1.34% | 0.39% | 2.08% | 4.60% | 5.73% | 5.71% |
| Fidelity Total Return Bond | 0.77% | 1.46% | 1.33% | 0.38% | 2.54% | 5.03% | 6.06% | 6.10% |
| Etrade Total Return Bond | 0.77% | 1.43% | 1.34% | 0.39% | 2.54% | 4.92% | 5.97% | 5.99% |
| Merrill Edge Total Return Bond | 0.67% | 1.72% | 1.43% | 0.44% | 2.50% | 5.15% | 5.58% | 6.07% |
| Vanguard Brokerage Total Return Bond | 0.32% | 2.78% | 0.83% | 0.19% | 2.33% | 4.47% | 5.72% | 5.69% |
| BND (Vanguard Total Bond Market ETF) | 0.60% | 2.15% | -1.49% | -0.66% | 1.14% | 2.25% | NA | 3.03% |
You can create a single model portfolio with a custom risk profile (custom percentage/weight on the ETF stock portfolio and the ETF fixed income portfolio) using our Get Started Now flow:
Selected advanced model portfolios
The return data shown below all delayed by 3 months. Their latest dates are all the same: 01/31/2025.
| Name | YTD Return | 1Yr AR | 3Yr AR | 5Yr AR | 10Yr AR | 15Yr AR | 20Yr AR | Inception |
|---|---|---|---|---|---|---|---|---|
| P Composite Momentum Scoring Factor ETFs | 5.90% | 33.28% | 16.84% | 17.91% | 15.55% | 15.80% | NA | 15.11% |
| P Composite Momentum Scoring Fidelity Select Funds | 7.04% | 20.75% | 21.97% | 21.10% | 16.76% | 15.97% | 17.10% | 15.55% |
| SPY (SPDR S&P 500 ETF Trust) | 2.69% | 26.23% | 11.81% | 15.07% | 13.50% | 14.14% | 10.54% | 10.82% |
See this link for more Advanced Portfolios.
Custom 401(k) or ETF portfolios
All paid subscribers can customize a model portfolio for a 401(k) or 403(b) plan. Click on the following button to follow the step by step guide: