Investing For The Long Term
Time-tested investment strategies
We provide valuable information and resources on asset allocation, diversification, and low-cost funds:
- Customized strategic and tactical asset allocation portfolios: based on time-tested strategies, these portfolios optimize returns while managing risk effectively.
- Income investment portfolios: based on excellent bond mutual funds or ETFs, these portfolios provide stable income and potential capital appreciation.
- Lazy portfolios from various guru investors: inspired by renowned guru investors, these portfolios offer a hands-off approach to investing, utilizing low-cost index funds or ETFs.
- Investment tools: portfolio simulation and backtesting, investment and portfolio calculators, asset class trends and correlation, mutual fund, ETF, and stocks analysis.
We offer regular free newsletters to keep you informed and stay the course in a long-term investment journey. Our premium subscription plans let you customize, monitor investment model portfolios for 401(k) plans and brokerage accounts.
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High quality resources for 401k, 403b, 529 retirement plans on investment, contribution, fees, retirement planning and much more ...
Time-tested asset allocation strategies
- Strategic allocation portfolios
- Tactical dynamic allocation portfolios
- Taylored to personal risk profile
- With low-cost ETFs or mutual funds
- Applied to retirement plans (401(k), annuities …)
Model portfolios for brokerage investors
- Model portfolios for major brokerages
- Retirement IRAs or solo 401(k)
- Taxable brokerage investment accounts
- ETFs or no-load no-transaction fee mutual funds
Model portfolios for income investors
- Model portfolios for major brokerages
- Based on excellent total return bond mutual fund
- Based on total return bond ETFs
- Outperformed even best bond mutual funds for past decade
Advanced Portfolios
- Global tactical allocation portfolios
- Factor, style, sector and Fidelity select fund rotation portfolios
- Various timing and seasonality portfolios
- Tools for asset trends, correlation, smart fund manager …
Lazy portfolios from investment gurus
- Comprehensive collection of lazy portfolios
- Gurus like Warrent Buffett, David Swensen, Scott Burns etc.
- Detailed historical returns, rolling returns, maximum drawdowns etc.
ETFs & Mutual Funds
- Historical total returns & risk data
- Dividend histories and up to date dividend data
- Charts and tables for comparison
- Risk managed ETF or mutual fund clones
Featured Investment Articles
April 2025 MyPlanIQ Portfolio Update
In this issue:
- 1970s Redux: Why the Smithsonian Era Feels Strangely Familiar in 2025
- Fund Analysis: All Weather ETF ALLW
- Economic & Market Indicators
- Model Portfolios
- Funds to Watch
- Market Overview
Maximize Your Cash Returns
In this issue:
- Latest in Retirement Savings & Personal Finance: Inflation Pressure and 401(k) as Rainy-Day Fund
- Maximize Your Cash Returns
- Good Funds: Capital Group ETFs
- Market Overview
March 2025 MyPlanIQ Portfolio Update
In this issue:
- Growth vs. Value: Late Stage and Early Stage of a Bull Market
- Fund Analysis: CLO Bond Funds
- Economic & Market Indicators
- Model Portfolios
- Funds to Watch
- Market Overview
Roth IRA for Kids? SEP IRA for Rental Income?
In this issue:
- News & Tips You Can Use: 5 Tax Tips For Tax Filing Season
- 6 Ways to Cope in Your Retirement Savings & Spending Under the Current DOGE, Tariff Regime
- Backdoor Roth IRA Pro-Rata Conversion Calculator
- Market Overview
6 Ways to Cope in Your Retirement Savings & Spending Under the Current DOGE, Tariff Regime
In this issue:
- Latest in Retirement Savings & Personal Finance: Tax Season, Regulations Relaxed, Low Housing Affordability
- 6 Ways to Cope in Your Retirement Savings & Spending Under the Current DOGE, Tariff Regime
- 401k Early Withdrawal Cost Calculator
- Market Overview
Outsaving Regular Workers: How Gig Workers & Entrepreneurs Can Save 3x More for Retirement—Up to $70K Tax-Deferred!
In this issue:
- Latest in Retirement Savings & Personal Finance
- Outsaving Regular Workers: How Gig Workers & Entrepreneurs Can Save 3x More for Retirement—Up to $70K Tax-Deferred!
- Solo 401(k) Maximum Contribution Calculator
- Market Overview
The Hidden Benefit of Emergency Savings Accounts: It’s a ‘Regular’ Savings Account with Free Employer Match
In this issue:
- Latest in Retirement Savings & Personal Finance
- One Percent Difference: Fees and Growth
- Asset Allocation Calculator
- Market Overview
February 2025 MyPlanIQ Portfolio Update
In this issue:
- QARP: Quality at a Reasonable Price — Graham’s Framework for Defensive Investors
- Fund Analysis: QARP-style ETFs
- Economic & Market Indicators
- Model Portfolios
- Funds to Watch
- Market Overview
Maximizing Your Savings & Investments: The Power of 1% Over Time
In this issue:
- Latest in Retirement Savings & Personal Finance
- One Percent Difference: Fees and Growth
- Fee Calculator
- Market Overview
Portfolio Calculator (Simulator)
Enter fund allocation and get a back test permance result of this 'lazy' portfolio.
Retirement Calculator
See how much you can save for retirement.
Customize Asset Allocation Portfolios
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Investment Calculator
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