OPPENHEIMERFUNDS INC. CAPITAL ACCUMULATION PLAN
Investment Model Portfolios
Investment options of OPPENHEIMERFUNDS INC. CAPITAL ACCUMULATION PLAN
Total Available Funds: 15
| Asset Class |
Ticker
| Description |
| INTERNATIONAL EQUITY |
|
|
| WORLD STOCK |
OGIYX |
Oppenheimer Global Opportunities Fund; Class Y Shares |
| Foreign Large Growth |
OIGAX |
Oppenheimer International Growth Fund; Class A Shares |
| WORLD STOCK |
OPPAX |
Oppenheimer Global Fund; Class A Shares |
| Foreign Large Blend |
OIDAX |
Oppenheimer International Diversified Fund; Class A Shares |
|
| Others |
|
|
| Conservative Allocation |
OPPEX |
Oppenheimer Capital Income Fund; Class A Shares |
| EQUITY PRECIOUS METALS |
OPGSX |
Oppenheimer Gold & Special Minerals Fund; Class A Shares |
|
| US EQUITY |
|
|
| LARGE VALUE |
OAEIX |
Oppenheimer Equity Income Fund |
| LARGE GROWTH |
OPTFX |
Oppenheimer Capital Appreciation Fund; Class A Shares |
| Small Growth |
OPOCX |
Oppenheimer Discovery Fund; Class A Shares |
| LARGE GROWTH |
OEQAX |
Oppenheimer Equity Fund |
|
| FIXED INCOME |
|
|
| Intermediate-Term Bond |
OPIGX |
Oppenheimer Integrity Funds: Oppenheimer Core Bond Fund; Class A Shares |
| Multisector Bond |
OPSIX |
Oppenheimer Strategic Funds Trust: Oppenheimer Global Strategic Income Fund; Class A Shares |
|
| COMMODITIES |
|
|
| COMMODITIES BROAD BASKET |
QRAAX |
Oppenheimer Commodity Strategy Total Return Fund; Class A Shares |
|
| REAL ESTATE |
|
|
| REAL ESTATE |
OREAX |
Oppenheimer Real Estate Fund; Class A Shares |
|
| Emerging Market |
|
|
| DIVERSIFIED EMERGING MKTS |
ODMAX |
Oppenheimer Developing Markets Fund; Class A Shares |
|
Investment model portfolios
We provide two types of investment model portfolios for OPPENHEIMERFUNDS INC. CAPITAL ACCUMULATION PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
