Annaly Capital Management Inc. 401K Plan Investment Model Portfolios

Investment options of Annaly Capital Management Inc. 401K Plan

Total Available Funds: 26

Asset Class

Ticker

Description

US EQUITY
MID-CAP BLEND	VMISX	Vanguard Mid Cap Index Signal
LARGE BLEND	PRBLX	Parnassus Equity Income - Inv
Small Growth	JATTX	Janus Triton T
SMALL BLEND	RYTRX	Royce Total Return Invmt
LARGE GROWTH	LGILX	Laudus Growth Investors US Large Cap Gr
LARGE BLEND	SWPPX	Schwab S&P 500 Index
LARGE BLEND	VTSSX	Vanguard Total Stock Mkt Idx Signal
LARGE VALUE	SSHFX	Sound Shore
Mid-Cap Growth	ATHIX	American Century Heritage Inst
MID-CAP VALUE	JMCVX	Perkins Mid Cap Value T
SMALL BLEND	VSISX	Vanguard Small Cap Index Signal

FIXED INCOME
Intermediate-Term Bond	DRITX	Dreyfus Intermediate Term Inc A
Intermediate Government	CPTNX	American Century Government Bond Inv
Inflation-Protected Bond	PRRDX	PIMCO Real Return D
High Yield Bond	CPHYX	Principal High Yield A
Intermediate-Term Bond	VIBSX	Vanguard Interm-Term Bond Index Signal

INTERNATIONAL EQUITY
WORLD STOCK	OPPAX	Oppenheimer Global A
WORLD STOCK	RWIEX	American Funds Capital World G/I R4
Foreign Large Blend	RERFX	American Funds EuroPacific Gr R5
Foreign Large Blend	VTSGX	Vanguard Total Intl Stock Index Signal

Others
Retirement Income	RZLRX	Russell In Retirement R1
Target Date 2026-2030	RRLSX	Russell LifePoints 2030 Strategy S
ROOT	SWRXX	Schwab Investor Money Fund (SWRXX)
Target Date 2036-2040	RXLSX	Russell LifePoints 2040 Strategy S
Moderate Allocation	OAKBX	Oakmark Equity & Income I
Target Date 2016-2020	RLLSX	Russell LifePoints 2020 Strategy S

Investment model portfolios

We provide two types of investment model portfolios for Annaly Capital Management Inc. 401K Plan participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

Retirement Plan (401(k)) Info for Annaly Capital Management Inc. 401K Plan

ANNALY CAPITAL MANAGEMENT, INC. 401(K) PLAN

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