Investment options of APPLE FORD, INC. 401(K) PLAN
Total Available Funds: 29
| Investment Description |
|---|
| NATIONWIDE LIFE INSURANCE BLKRK MDCAP GR EQ INST |
| NATIONWIDE LIFE INSURANCE JPM COR PLS BD R6 |
| NATIONWIDE LIFE INSURANCE NEUBER LGCP VAL INST |
| NATIONWIDE LIFE INSURANCE LRDABT SHRT DUR INC I |
| NATIONWIDE LIFE INSURANCE BLKRK HI YLD BD PORT K |
| NATIONWIDE LIFE INSURANCE BLKRK TTL RTN K |
| NATIONWIDE LIFE INSURANCE PIMCO INTL BDUSDLRHDGINST |
| NATIONWIDE LIFE INSURANCE DFA US SMCAP VAL INST |
| NATIONWIDE LIFE INSURANCE DFA US LGCAP VAL INST |
| NATIONWIDE LIFE INSURANCE PARNASSUS COR EQ INST |
| NATIONWIDE LIFE INSURANCE NW S P 500 INDX R6 |
| NATIONWIDE LIFE INSURANCE PRNCPL MDCAP INST |
| NATIONWIDE LIFE INSURANCE PIMCOCOMDYREALRTN STRATINST |
| NATIONWIDE LIFE INSURANCE TROWEPR NEW HRIZNS |
| NATIONWIDE LIFE INSURANCE PIMCO REAL RTN INST |
| NATIONWIDE LIFE INSURANCE AMFDS CAP INC BLDR R6 |
| NATIONWIDE LIFE INSURANCE AMFDS CAP WLD GR INC R6 |
| NATIONWIDE LIFE INSURANCE TCW TTL RTN BD I |
| NATIONWIDE LIFE INSURANCE VNGRD TRGT RTRMT 2020 INV |
| NATIONWIDE LIFE INSURANCE VNGRD TRGT RTRMT 2025 INV |
| NATIONWIDE LIFE INSURANCE VNGRD TRGT RTRMT 2030 INV |
| NATIONWIDE LIFE INSURANCE VNGRD TRGT RTRMT 2035 INV |
| NATIONWIDE LIFE INSURANCE VNGRD TRGT RTRMT 2040 INV |
| NATIONWIDE LIFE INSURANCE VNGRD TRGT RTRMT 2045 INV |
| NATIONWIDE LIFE INSURANCE VNGRD TRGT RTRMT 2050 INV |
| NATIONWIDE LIFE INSURANCE VNGRD TRGT RTRMT 2055 INV |
| NATIONWIDE LIFE INSURANCE VNGRD TRGT RTRMT 2060 INV |
| NATIONWIDE LIFE INSURANCE VNGRD INFL PRTCT SEC INV |
| NATIONWIDE LIFE INSURANCE VNGRD WLNGTN INV |
Investment model portfolios
We provide two types of investment model portfolios for APPLE FORD, INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for APPLE FORD, INC. 401(K) PLAN