Investment options of AXTRIA INC. 401(K) PLAN
Total Available Funds: 35
| Investment Description |
|---|
| AMERICAN FUNDS NEW PERSPECTIVE R6 |
| VANGUARD INTERNATIONAL GROWTH FUND |
| FIDELITY INTERNATIONAL INDEX FUND |
| CARILLON EAGLE MID CAP GROWTH FUND R6 |
| DFA REAL ESTATE SECURITIES PORTFOLIO INSTITUTIONAL |
| VANGUARD SMALL CAP VALUE INDEX FUND ADMIRAL SHARES |
| AMERICAN CENTURY MID CAP VALUE FUND |
| FRANKLIN SMALL CAP GROWTH FUND R6 |
| FIDELITY SMALL CAP INDEX FUND |
| FIDELITY MID CAP INDEX FUND |
| FIDELITY LARGE CAP GROWTH INDEX FUND |
| VANGUARD LIFESTRATEGY GROWTH FUND |
| JPMORGAN U. S. RESEARCH ENHANCE EQUITY |
| FIDELITY 500 INDEX FUND |
| FIDELITY LARGE CAP VALUE INDEX FUND |
| FIDELITY ADVISOR BALANCED FUND Z |
| VANGUARD LIFESTRATEGY CONSERVATIVE GROWTH FUND |
| VANGUARD LIFESTRATEGY INCOME FUND |
| VANGUARD LIFESTRATEGY MODERATE GROWTH FUND |
| VOYA INDEX SOLUTION 2025 PORTFOLIO Z |
| VOYA INDEX SOLUTION 2030 PORTFOLIO Z |
| VOYA INDEX SOLUTION 2035 PORTFOLIO Z |
| VOYA INDEX SOLUTION 2040 PORTFOLIO Z |
| VOYA INDEX SOLUTION 2045 PORTFOLIO Z |
| VOYA INDEX SOLUTION 2050 PORTFOLIO Z |
| VOYA INDEX SOLUTION 2055 PORTFOLIO Z |
| VOYA INDEX SOLUTION 2060 PORTFOLIO Z |
| VOYA INDEX SOLUTION 2065 PORTFOLIO Z |
| VOYA INDEX SOLUTION INCOME PORT Z |
| FIDELITY ADVISOR TOTAL BOND FUND Z |
| PGIM GLOBAL TOTAL RETURN FUND R6 |
| DFA INFLATION-PROTECTED SECURITIES PORTFOLIO INSTITUTIONAL |
| VANGUARD HIGH-YIELD CORPORATE FUND ADMIRAL SHARES |
| VOYA GOVERNMENT MONEY MARKET PORTFOLIO |
| VOYA FIXED ACCOUNT (4450) GUARANTEED INVESTMENT CONTRACT |
Investment model portfolios
We provide two types of investment model portfolios for AXTRIA INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for AXTRIA INC. 401(K) PLAN