BAPTIST HEALTH SOUTH FLORIDA, INC. 403(B) EMPLOYEE RETIREMENT PLAN Investment Model Portfolios

Investment options of BAPTIST HEALTH SOUTH FLORIDA, INC. 403(B) EMPLOYEE RETIREMENT PLAN

Total Available Funds: 24

Investment Description
ALLSPRING ALLSPRING GROWTH I
LEGG MASON BRDWNGLB GL OPPORTUNITIES BOND I
LEGG MASON CLEARBRIDGE SMALL CAP GROWTH IS
OPPENHEIMER INVESCO OPPENHEIMER INTL GR R6
LSV LSV VALUE EQUITY
PIMCO PIMCO TOTAL RETURN INSTL
SEGALL BRYANT & HAMILL SEGALL BRYANT & HAMILL SM CP VAL INSTL
T. ROWE PRICE T. ROWE PRICE RETIREMENT BALANCED I
T. ROWE PRICE T. ROWE PRICE RETIREMENT I 2005 I
T. ROWE PRICE T. ROWE PRICE RETIREMENT I 2010 I
T. ROWE PRICE T. ROWE PRICE RETIREMENT I 2015 I
T. ROWE PRICE T. ROWE PRICE RETIREMENT I 2020 I
T. ROWE PRICE T. ROWE PRICE RETIREMENT I 2025 I
T. ROWE PRICE T. ROWE PRICE RETIREMENT I 2030 I
T. ROWE PRICE T. ROWE PRICE RETIREMENT I 2035 I
T. ROWE PRICE T. ROWE PRICE RETIREMENT I 2040 I
T. ROWE PRICE T. ROWE PRICE RETIREMENT I 2045 I
T. ROWE PRICE T. ROWE PRICE RETIREMENT I 2050 I
T. ROWE PRICE T. ROWE PRICE RETIREMENT I 2055 I
T. ROWE PRICE T. ROWE PRICE RETIREMENT I 2060 I
T. ROWE PRICE T. ROWE PRICE RETIREMENT I 2065 I
TIAA-CPF TIAA-CREF SOCIAL CHOICE EQ INSTL
VANGUARD VANGUARD INSTL INDEX
VANGUARD VANGUARD RUSSELL 2000 INDEX I

Investment model portfolios

We provide two types of investment model portfolios for BAPTIST HEALTH SOUTH FLORIDA, INC. 403(B) EMPLOYEE RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

Retirement Plan (401(k)) Info for BAPTIST HEALTH SOUTH FLORIDA, INC. 403(B) EMPLOYEE RETIREMENT PLAN

BAPTIST HEALTH SOUTH FLORIDA, INC. 403(B) EMPLOYEE RETIREMENT PLAN

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