Investment options of BEDGEAR, LLC 401(K) PLAN
Total Available Funds: 29
| Investment Description |
|---|
| THE AMERICAN FUNDS AMERICAN FUNDS EURO PACIFIC GROWTH R6 |
| THE AMERICAN FUNDS AMERICAN FUNDS NEW WORLD R6 |
| BLACKROCK BLACKROCK STRATEGIC GLOBAL BOND K FUND |
| DIMENSIONAL FUND ADVISORS DFA GOBAL REAL ESTATE SC I FD |
| EATON VANCE EATON VANCE ATLANTA CAPITAL SMID-CAP R6 |
| FIDELITY INVESTMENTS FIDELITY ADV NEW INSIGHTS FUND Z |
| FIRST EAGLE FIRST EAGLE GLOBAL I FUND |
| INVESCO FUNDS GROUP, INC. INVESCO GROWTH AND INCOME R6 |
| JANUS INTERNATIONAL HOLDING, LLC JANUSHENDERSON TRITON N |
| LORD ABBETT LORD ABBETT SHORT DURATION INCOME R6 |
| MFS INVESTMENT MANAGER MFS INTERNATIONAL GROWTH R6 |
| PIMCO FUNDS PIMCO INCOME INSTITUTIONAL FUND |
| VANGUARD GROUP VANGUARD MIDCAP VALUE INDEX ADMIRAL |
| VANGUARD GROUP VANGUARD LONGTERM INV-GRADE BOND ADM |
| PRINCIPAL LIFE INSURANCE COMPANY PRIN INTL EQUITY INDEX SA-Z |
| PRINCIPAL LIFE INSURANCE COMPANY PRINCIPAL LARGECAP S& 500 INDEX SA-Z |
| PRINCIPAL LIFE INSURANCE COMPANY PRINCIPAL LIFETIME 2020 SEP ACCT-Z |
| PRINCIPAL LIFE INSURANCE COMPANY PRINCIPAL LIFETIME 2025 SEP ACCT-Z |
| PRINCIPAL LIFE INSURANCE COMPANY PRINCIPAL LIFETIME 2030 SEP ACCT-Z |
| PRINCIPAL LIFE INSURANCE COMPANY PRINCIPAL LIFETIME 2035 SEP ACCT-Z |
| PRINCIPAL LIFE INSURANCE COMPANY PRINCIPAL LIFETIME 2040 SEP ACCT-Z |
| PRINCIPAL LIFE INSURANCE COMPANY PRINCIPAL LIFETIME 2045 SEP ACCT-Z |
| PRINCIPAL LIFE INSURANCE COMPANY PRINCIPAL LIFETIME 2050 SEP ACCT-Z |
| PRINCIPAL LIFE INSURANCE COMPANY PRINCIPAL LIFETIME 2055 SEP ACCT-Z |
| PRINCIPAL LIFE INSURANCE COMPANY PRINCIPAL LIFETIME 2060 SEP ACCT-Z |
| PRINCIPAL LIFE INSURANCE COMPANY PRINCIPAL LIFETIME 2065 SEP ACCT-Z |
| PRINCIPAL LIFE INSURANCE COMPANY PRINCIPAL MIDCAP S& 400 IDX SA-Z |
| PRINCIPAL LIFE INSURANCE COMPANY PRINCIPAL SMALLCAP S& 600 INDEX SA-Z |
| PRINCIPAL LIFE INSURANCE COMPANY PRINCIPAL FIXED INCOME GUARANTEED OPTION |
Investment model portfolios
We provide two types of investment model portfolios for BEDGEAR, LLC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for BEDGEAR, LLC 401(K) PLAN