Investment options of BERRYDUNN 401(K) PROFIT SHARING PLAN
Total Available Funds: 36
| Investment Description |
|---|
| AMERICAN FUNDS EUROPACIFIC GR R6 MUTUAL FUND |
| AMERICAN FUNDS SMALLCAP WORLD R6 MUTUAL FUND |
| BLACKROCK EQUITY DIVIDEND K MUTUAL FUND |
| CALVERT GLOBAL ENERGY SOLUTIONS I MUTUAL FUND |
| DELAWARE SMALL CAP CORE R6 MUTUAL FUND |
| DODGE & COX INCOME FUND MUTUAL FUND |
| DOMINI IMPACT INTERNATIONAL EQUITY INV MUTUAL FUND |
| FEDERATED INTERNATIONAL EQUITY FUND R6 MUTUAL FUND |
| FIDELITY ADVISOR TOTAL BOND Z MUTUAL FUND |
| HARBOR CAPITAL APPRECIATION RETIREMENT MUTUAL FUND |
| IMPAX INTRNTNL SUSTAINABLE ECONOMY INST MUTUAL FUND |
| INVESCO OPPENHEIMER DEVELOPING MRKTS R6 MUTUAL FUND |
| MFS AGGRESSIVE GROWTH ALLOCATION R4 MUTUAL FUND |
| MFS MID CAP GROWTH R6 MUTUAL FUND |
| PARNASSUS CORE EQUITY - INSTITUTIONAL MUTUAL FUND |
| PARNASSUS MID CAP INSTITUTIONAL MUTUAL FUND |
| PIMCO INCOME INSTL MUTUAL FUND |
| T. ROWE PRICE RETIREMENT BALANCED MUTUAL FUND |
| T. ROWE PRICE RETIREMENT 2015 MUTUAL FUND |
| T. ROWE PRICE RETIREMENT 2020 MUTUAL FUND |
| T. ROWE PRICE RETIREMENT 2025 MUTUAL FUND |
| T. ROWE PRICE RETIREMENT 2030 MUTUAL FUND |
| T. ROWE PRICE RETIREMENT 2035 MUTUAL FUND |
| T. ROWE PRICE RETIREMENT 2040 MUTUAL FUND |
| T. ROWE PRICE RETIREMENT 2045 MUTUAL FUND |
| T. ROWE PRICE RETIREMENT 2050 MUTUAL FUND |
| T. ROWE PRICE RETIREMENT 2055 MUTUAL FUND |
| T. ROWE PRICE RETIREMENT 2060 MUTUAL FUND |
| T. ROWE PRICE SPECTRUM CONSERVE ALLOC I MUTUAL FUND |
| T. ROWE PRICE SPECTRUM MOD ALLOCATION I MUTUAL FUND |
| T. ROWE PRICE SPECTRUM MOD GROWTH ALLOCATION I MUTUAL FUND |
| VANGUARD 500 INDEX ADMIRAL MUTUAL FUND |
| VANGUARD MID- CAP VALUE INDEX ADMIRAL MUTUAL FUND |
| VANGUARD SMALL CAP VALUE INDEX ADMIRAL MUTUAL FUND |
| VANGUARD VALUE INDEX - ADMIRAL MUTUAL FUND |
| WASATCH CORE GROWTH INSTITUTIONAL MUTUAL FUND |
Investment model portfolios
We provide two types of investment model portfolios for BERRYDUNN 401(K) PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for BERRYDUNN 401(K) PROFIT SHARING PLAN