BLACKBAUD INC. RETIREMENT SAVINGS PLAN Investment Model Portfolios

Blackbaud Inc. Retirement Savings Plan is a defined contribution plan with a profit-sharing component and 401k feature.

Investment options of BLACKBAUD INC. RETIREMENT SAVINGS PLAN

Total Available Funds: 15

Asset Class

Ticker

Description

Others
ROOT	unknow	Ml Ret Presevation Trust
ROOT	unknow	Fid Ad Ltd Term Bond Fd
ROOT	unknow	Oppenheimer Small and Mid Cap A

US EQUITY
Mid-Cap Growth	MMSRX	Munder Midcap Core Growth
LARGE GROWTH	RGACX	American Growth Fund Of Amer R3
Small Growth	MMERX	Munder Micro-cap Equity
LARGE BLEND	IVV	Blackbrock S&p 500 Index Cl I
MID-CAP VALUE	GCMAX	Goldman Sachs Mid Cap Val A
SMALL VALUE	PCVAX	Allianz Nj Small-Cap Value A
LARGE GROWTH	CSTGX	AIM Constellation Fund Cl A
LARGE BLEND	NYVTX	Davis Ny Venture Fd Cl A
LARGE VALUE	EHSTX	Eaton Vance Lg-cap Value Fd A

INTERNATIONAL EQUITY
Foreign Large Growth	OIGAX	Oppenheimer Intl Growth F Cl A
Foreign Large Growth	AIIEX	AIM International Growth Fund A

FIXED INCOME
Intermediate-Term Bond	PTTAX	Pimco Total Return Fund Cl A

Investment model portfolios

We provide two types of investment model portfolios for BLACKBAUD INC. RETIREMENT SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

Retirement Plan (401(k)) Info for BLACKBAUD INC. RETIREMENT SAVINGS PLAN

BLACKBAUD RETIREMENT SAVINGS PLAN

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