Investment options of BLUE HORSESHOE SOLUTIONS, INC. 401(K) PLAN
Total Available Funds: 26
| Investment Description |
|---|
| AB LARGE CAP GROWTH Z FUND |
| AMERICAN CENTURY EQUITY INCOME FUND |
| AMERICAN FUNDS NEW PERSPECTIVE FUND |
| COLUMBIA OVERSEAS VALUE FUND |
| FEDERATED KAUFMAN SMALL CAP FUND |
| FIDELITY 500 INDEX FUND |
| FIDELITY MID CAP INDEX FUND |
| FIDELITY SMALL CAP INDEX FUND |
| FIDELITY TOTAL INTERNATIONAL INDEX FUND |
| JANUS HENDERSON BALANCED FUND |
| JANUS HENDERSON GROWTH AND INCOME FUND |
| JANUS HENDERSON SMALL CAP VALUE FUND |
| MANNING & NAPIER DISCIPLINED VALUE FUND |
| MFS INTERNATIONAL GROWTH FUND |
| PARAMETRIC INTERNATIONAL EQUITY FUND |
| PARNASSUS CORE EQUITY-INSTIUTIONAL FUND |
| PARNASSUS MID CAP INSTITUTIONAL FUND |
| PGIM HIGH-YIELD FUND |
| PIMCO INCOME INSTITUTIONAL FUND |
| SCHWAB FUNDAMENTAL INTERNAT'L SMALLL CO INDEX FUND |
| T. ROWE PRICE BLUE CHIP GROWTH FUND |
| T. ROWE PRICE SPECTRUM MODERATE GROWTH ALLOCATION FUND |
| TIAA-CREF SOCIAL CHOICE BOND INSTITUTIONAL FUND |
| WELLS-FARGO SPEC MID CAP VALUE FUND |
| BLACKROCK MID-CAP GROWTH EQUITY FUND |
| FIDELITY INTERNATIONAL BOND INDEX FUND |
Investment model portfolios
We provide two types of investment model portfolios for BLUE HORSESHOE SOLUTIONS, INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for BLUE HORSESHOE SOLUTIONS, INC. 401(K) PLAN