Investment options of BLUE KNOB AUTO SALES, INC. 401(K) PLAN
Total Available Funds: 43
| Investment Description |
|---|
| CITIBANK N. A. CASH - FLEXINSURED ACCOUNT |
| AIRBNB INC. EQUITIES, COMMON STOCK |
| BERKSHIRE HATHAWAY INC. EQUITIES, COMMON STOCK |
| CUMMINS INC. EQUITIES, COMMON STOCK |
| DANAOS CORP. EQUITIES, COMMON STOCK |
| MARATHON DIG. HOLDINGS INC. EQUITIES, COMMON STOCK |
| SPIRIT AIRLINES INC. EQUITIES, COMMON STOCK |
| TRANSAMERICA STATE STREET S& P MID CAP INDEX |
| STATE STREET RUSSELL SMALL CAP VALUE INDEX |
| DFA INFLATION-PROTECTED SECURITIES PORTFOLIO |
| AMERICAN FUNDS 2020 TARGET DATE |
| AMERICAN FUNDS 2025 TARGET DATE |
| AMERICAN FUNDS 2030 TARGET DATE |
| AMERICAN FUNDS 2040 TARGET DATE |
| AMERICAN FUNDS 2045 TARGET DATE |
| AMERICAN FUNDS 2050 TARGET DATE |
| AMERICAN FUNDS 2060 TARGET DATE |
| GOLDMAN SACHS SMALL CAP GROWTH INSIGHTS |
| TA VANGUARD TOTAL STCK MRKT INDEX |
| TRANSAMERICA INTERNATIONAL EQUITY |
| TRANSAMERICA CAPITAL GROWTH RET OPT |
| TRANSAMERICA LRG CAP VAL RET OPT |
| AEGON BOND |
| MORGAN STANLEY GROWTH |
| AMERICAN FUNDS BALANCED |
| AMERICAN FUNDS NEW PERSPECTIVE |
| AMERICAN FUNDS WASHINGTON MUTUAL INVSTORS |
| BLACKROCK CAPITAL APPRECIATION |
| TEMPLETON GLOBAL BOND |
| INvesco COMSTOCK |
| INvesco CONVERTABLE SECURITIES |
| IVY SCIENCE AND TECH |
| JPMORGAN U. S. EQUITY |
| LORD ABBETT HIGH YIELD |
| PIMCO INCOME |
| MFS MID CAP VALUE |
| THORNBURG INTERNATIONAL GROWTH |
| MAINSTAY WINSLOW LARGE CAP GROWTH |
| NEUBERGER BERMAN REAL ESTATE |
| MAINSTAY HIGH YIELD CORPORATE BOND |
| TA VANGUARD LIFESTRATEGY GROWTH |
| FIDELITY ADVISOR NEW INSIGHTS |
| PIONEER SELECT MID CAP GROWTH |
Investment model portfolios
We provide two types of investment model portfolios for BLUE KNOB AUTO SALES, INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for BLUE KNOB AUTO SALES, INC. 401(K) PLAN