Investment options of BON SECOURS MERCY HEALTH RETIREMENT SAVINGS PLAN 401
Total Available Funds: 39
| Investment Description |
|---|
| VANGUARD FEDERAL MONEY MARKET FUND |
| AMERICAN FUNDS EUROPACIFIC GROWTH FUND |
| BROKERAGE LINK – FIDELITY MUTUAL FUNDS |
| BOSTON PARTNERS CIT |
| BLACKROCK S&P500 INDEX CIT |
| BLACKROCK EXTENDED MARKETS K CIT |
| DREYFUS/STANDISH GLOBAL FIXED INCOME FUND CLASS I |
| ARTISAN SUSTAINABLE EMERGING MARKETS FUND |
| HARBOR CAPITAL APPRECIATION FUND INSTITUTIONAL CLASS |
| PGIM TOTAL RETURN |
| PIMCO ALL ASSET FUND INSTITUTIONAL CLASS |
| MERIDIAN SMALL CAP GROWTH |
| MFS NEW DISCOVERY |
| STATE STREET TARGET RETIREMENT INCOME |
| STATE STREET TARGET RETIREMENT INCOME 2020 |
| STATE STREET TARGET RETIREMENT INCOME 2025 |
| STATE STREET TARGET RETIREMENT INCOME 2030 |
| STATE STREET TARGET RETIREMENT INCOME 2035 |
| STATE STREET TARGET RETIREMENT INCOME 2040 |
| STATE STREET TARGET RETIREMENT INCOME 2045 |
| STATE STREET TARGET RETIREMENT INCOME 2050 |
| STATE STREET TARGET RETIREMENT INCOME 2055 |
| STATE STREET TARGET RETIREMENT INCOME 2060 |
| STATE STREET TARGET RETIREMENT INCOME 2065 |
| VANGUARD FTSE SOCIAL INDEX FUND INSTITUTIONAL SHARES |
| T-FLEX |
| RUSSELL 2000 INDEX |
| FIDELITY VIP EQUITY INCOME PORTFOLIO |
| WEST AS MGT US GOVERNMENT PORTFOLIO |
| CLEARBRIDGE VARIABLE LARGE CAP VALUE PORTFOLIO |
| MFS RESEARCH INTERNATIONAL |
| INVESCO GLOBAL EQUITY PORTFOLIO |
| BRIGHTHOUSE ASSET ALLOCATION 60 PORTFOLIO |
| METLIFE STOCK INDEX PORTFOLIO |
| LOOMIS SAYLES GROWTH PORTFOLIO |
| BLACKROCK LEGACY LARGE CAP GROWTH |
| JENNISON GROWTH |
| 1919 VARIABLE SOCIALLY RESPONSIBLE BALANCE FUND |
| FIXED ACCOUNT FUND |
Investment model portfolios
We provide two types of investment model portfolios for BON SECOURS MERCY HEALTH RETIREMENT SAVINGS PLAN 401 participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for BON SECOURS MERCY HEALTH RETIREMENT SAVINGS PLAN 401