Investment options of CATHOLIC MEDICAL CENTER 403(B) TAX-SHELTERED ANNUITY RETIREMENT PLAN
Total Available Funds: 35
| Investment Description |
|---|
| AIG CONVERSION ACCOUNT |
| AIG PENDING DEATH HOLDING FUND |
| AIG SA |
| AIG STOCK INDEX PORTFOLIO |
| American General Life Insurance Company |
| Catholic Medical Center 403(B) Tax-Sheltered Annuity Retirement Plan |
| Fidelity Management Trust Company |
| Lincoln Stable Value Fund |
| Loomis Sayles Small Cap Growth Fund |
| MFS Core Equity Fund Class A |
| MetLife Fixed Interest |
| MetLife Life Insurance Contracts |
| MetLife Stock Index Portfolio |
| Parnassus Mid Cap |
| PIMCO Income Fund Institutional Class |
| T. Rowe Price Inst. Large Cap |
| T. Rowe Price Emerging Markets Stock |
| T. Rowe Price Retirement 2010 Bal |
| T. Rowe Price Retirement 2020 Bal |
| T. Rowe Price Retirement 2030 Bal |
| T. Rowe Price Retirement 2040 Bal |
| T. Rowe Price Retirement Balanced Fund |
| Vanguard 500 Index |
| Vanguard Balance Index |
| Vanguard Developed Market Index |
| Vanguard Emerging Markets Stock Index Fund Investor Shares |
| Vanguard Global Equity Fund Investor Shares |
| Vanguard Growth Index |
| Vanguard International Growth |
| Vanguard Mid-Cap Growth Index |
| Vanguard Midcap Index |
| Vanguard Small Cap Index |
| Vanguard Total Stock Market Index |
| Vanguard Value Index |
| Victory Sycamore Established Value |
Investment model portfolios
We provide two types of investment model portfolios for CATHOLIC MEDICAL CENTER 403(B) TAX-SHELTERED ANNUITY RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CATHOLIC MEDICAL CENTER 403(B) TAX-SHELTERED ANNUITY RETIREMENT PLAN