Investment options of CENTRAL FREIGHT LINES, INC. 401(K) SAVINGS PLAN
Total Available Funds: 29
| Investment Description |
|---|
| FIDELITY FIT AGGRESSIVE PORTFOLIO CLASS C |
| FIDELITY FIT GROWTH PORTFOLIO CLASS C |
| FIDELITY FIT BALANCED PORTFOLIO CLASS C |
| FIDELITY FIT MODERATELY CONSERVATIVE PORTFOLIO CLASS C |
| FIDELITY FIT CONSERVATIVE PORTFOLIO CLASS C |
| T. ROWE PRICE T. ROWE PRICE GROWTH STOCK FUND |
| VANGUARD VANGUARD SHORT-TERM INVESTMENT-GRADE FUND ADMIRAL SHARES |
| VANGUARD VANGUARD EQUITY-INCOME FUND ADMIRAL SHARES |
| FIDELITY FIDELITY MID CAP INDEX |
| FIDELITY FIDELITY SMALL CAP INDEX |
| AMERICAN BEACON AMERICAN BEACON SMALL CAP VALUE FUND |
| T. ROWE PRICE T.ROWE PRICE RETIREMENT 2015 FUND |
| T. ROWE PRICE T.ROWE PRICE RETIREMENT 2020 FUND |
| T. ROWE PRICE T.ROWE PRICE RETIREMENT 2025 FUND |
| T. ROWE PRICE T.ROWE PRICE RETIREMENT 2030 FUND |
| T. ROWE PRICE T.ROWE PRICE RETIREMENT 2035 FUND |
| T. ROWE PRICE T.ROWE PRICE RETIREMENT 2040 FUND |
| T. ROWE PRICE T.ROWE PRICE RETIREMENT 2045 FUND |
| T. ROWE PRICE T.ROWE PRICE RETIREMENT 2050 FUND |
| T. ROWE PRICE T.ROWE PRICE RETIREMENT 2055 FUND |
| T. ROWE PRICE T.ROWE PRICE RETIREMENT 2060 FUND |
| JANUS HENDERSON JH GLOBAL EQUITY INCOME |
| J. P. MORGAN JPMORGAN MID CAP GROWTH FUND CLASS R6 |
| MORGAN STANLEY MSIF INTERNATIONAL ADVANTAGE PORTFOLIO I |
| PGIM INVESTMENTS PGIM TOTAL RETURN BOND FUND- CLASS Z |
| PGIM INVESTMENTS PGIM GLOBAL TOTAL RETURN |
| VANGUARD VANGUARD MID-CAP VALUE INDEX ADMIRAL SHARES |
| VICTORY VICTORY RS SAMLL CAP GROWTH R6 |
| FIDELITY FIDELITY TOTAL MARKET INDEX FUND |
Investment model portfolios
We provide two types of investment model portfolios for CENTRAL FREIGHT LINES, INC. 401(K) SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CENTRAL FREIGHT LINES, INC. 401(K) SAVINGS PLAN