CENTURY ALUMINUM 401(k) PLAN Investment Model Portfolios

Investment options of CENTURY ALUMINUM 401(k) PLAN

Total Available Funds: 27

Asset Class

Ticker

Description

FIXED INCOME
SHORT GOVERNMENT	STABLEVALUE	T. Rowe Price Retirement Stable Value Fund
Multisector Bond	RPSIX	T. Rowe Price Retirement Spectrum Income Fund
Intermediate-Term Bond	PTTAX	Pacific Investment Management Company Total Return Fund
SHORT GOVERNMENT	STABLEVALUE	T. Rowe Price Retirement Stable Value Fund Common trust

US EQUITY
Mid-Cap Growth	RIMSX	Rainier Small/Mid Cap Equity Fund
LARGE GROWTH	RGAFX	American Growth Fund of Amer
LARGE BLEND	VTSMX	Vanguard Total Stock Mkt Fund
LARGE VALUE	PAFDX	T. Rowe Price Retirement Equity Income Fund
SMALL BLEND	LSSCX	Loomis Sayles Small Cap Value Fund
MID-CAP VALUE	GCMAX	Goldman Sachs Mid Cap Value A Fund
Small Growth	PRNHX	T. Rowe Price Retirement New Horizons Fund
US EQUITY	CENX	Century Aluminum Company Company stock

Others
Moderate Allocation	RPBAX	T. Rowe Price Retirement Balanced Fund
Target Date 2021-2025	TRRHX	T. Rowe Price Retirement rtmt 2025 Fund
Target Date 2016-2020	TRRBX	T. Rowe Price Retirement rtmt 2020 Fund
Retirement Income	TRRIX	T. Rowe Price Retirement rtmt Income Fund
Target Date 2011-2015	TRRGX	T. Rowe Price Retirement rtmt 2015 Fund
Target Date 2036-2040	TRRDX	T. Rowe Price Retirement rtmt 2040 Fund
Target Date 2026-2030	TRRCX	T. Rowe Price Retirement rtmt 2030 Fund
Target Date 2041-2045	TRRKX	T. Rowe Price Retirement rtmt 2045 Fund
Target Date 2000-2010	TRRAX	T. Rowe Price Retirement rtmt 2010 Fund
Target Date 2031-2035	TRRJX	T. Rowe Price Retirement rtmt 2035 Fund
Target Date 2050+	TRRMX	T. Rowe Price Retirement rtmt 2050 Fund
Target Date 2000-2010	TRRFX	T. Rowe Price Retirement rtmt 2005 Fund
unknown	unknown	T. Rowe Price Retirement Associates GIC

INTERNATIONAL EQUITY
Foreign Large Value	TRIGX	T. Rowe Price Retirement International G/I Fund
WORLD STOCK	PRGSX	T. Rowe Price Retirement Global Stock Fund

Investment model portfolios

We provide two types of investment model portfolios for CENTURY ALUMINUM 401(k) PLAN participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

Example model portfolios

The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.

Strategic Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.

Tactical Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.

The return data shown below all delayed by 3 months. Their latest dates are all the same: 10/31/2024.
AR inception is since 12/31/2000.

Name	YTD Return	1Yr AR	3Yr AR	5Yr AR	10Yr AR	15Yr AR	20Yr AR	Inception
CENTURY ALUMINUM 401(k) PLAN Tactical Asset Allocation Moderate	NA	31.14%	12.98%	12.93%	9.31%	8.75%	9.28%	9.51%
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES)	NA	37.82%	8.86%	15.20%	12.89%	14.04%	10.46%	8.70%
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES)	NA	22.89%	2.25%	6.63%	6.01%	7.19%	6.10%	5.79%

	Ticker/Portfolio	Last 1 Week	1 Yr	3 Yr	5 Yr	10 Yr	15 Yr	20 Yr	Inception	YTD	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987	1986	1985	1984	1983	1982	1981	1980	1979
Annualized Return (%)	CENTURY ALUMI... Moderate	-0.31	31.14	12.98	12.93	9.31	8.75	9.28	9.51	NA	18.36	24.15	-3.57	10.36	14.25	12.28	-0.04	13.86	6.21	-1.01	2.00	17.06	5.20	0.19	10.43	22.71	0.25	10.87	13.02	7.83	11.00	19.18	3.68	5.75	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	-1.79	37.82	8.86	15.20	12.89	14.04	10.46	8.70	NA	24.84	26.12	-18.24	28.53	18.74	31.33	-4.55	21.66	11.83	1.23	13.52	32.17	15.82	1.96	14.91	26.52	-37.02	5.39	15.64	4.77	10.74	28.50	-22.17	-12.03	-9.05	21.08	28.62	33.18	22.87	37.45	1.18	10.15	8.24	32.05	-3.33	28.37	14.92	3.97	9.30	22.60	3.67	17.07	19.25	-8.55	27.89	-2.07
	VSMGX (VANGUA...R SHARES)	-1.02	22.89	2.25	6.63	6.01	7.19	6.10	5.79	NA	10.28	15.51	-16.01	10.08	13.59	19.30	-6.28	14.86	7.09	-2.21	6.38	14.73	9.78	0.12	13.14	20.35	-26.49	7.21	13.30	5.68	11.76	22.40	-10.34	-4.78	1.27	14.09	21.59	17.90	10.77	26.58	2.04	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Sharpe Ratio	CENTURY ALUMI... Moderate	NA	1.83	0.88	1.01	0.95	NA	NA	0.99	0.13	1.67	2.65	-0.38	1.04	1.43	2.50	-0.17	2.64	1.34	-0.20	0.30	2.47	0.79	0.02	0.89	2.58	-0.12	0.75	1.13	0.83	1.20	3.15	0.49	0.66	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	0.23	0.32	0.74	0.56	NA	NA	0.44	-0.70	1.44	1.69	-0.81	2.17	0.53	2.40	-0.34	3.16	0.89	0.08	1.19	2.90	1.25	0.08	0.82	0.97	-0.92	0.15	1.24	0.25	0.88	1.63	-0.90	-0.68	-0.59	0.98	1.24	1.62	1.63	4.33	-0.18	0.91	0.58	1.92	-0.53	1.73	0.60	0.00	0.31	1.49	-0.24	0.80	0.65	-1.27	1.19	-3.84
	VSMGX (VANGUA...R SHARES)	NA	0.29	0.15	0.51	0.38	NA	NA	0.49	-0.10	0.48	1.37	-1.22	1.32	0.70	2.78	-0.86	3.76	0.83	-0.26	1.01	2.16	1.23	0.01	1.18	1.12	-0.98	0.41	1.36	0.50	1.49	2.09	-0.75	-0.58	-0.23	1.08	1.57	1.57	0.93	4.20	4.63	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Standard Deviation(%)	CENTURY ALUMI... Moderate	NA	6.97	9.65	9.74	7.94	NA	NA	7.92	4.05	7.03	7.52	13.17	9.97	9.80	4.35	8.04	5.02	4.48	5.20	6.53	6.90	6.54	10.41	11.68	8.78	5.58	10.46	8.61	6.84	8.35	5.87	5.24	5.21	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	19.39	18.60	17.94	18.44	NA	NA	18.12	28.69	12.67	13.09	24.19	13.11	34.69	12.48	17.11	6.68	13.11	15.51	11.39	11.07	12.74	23.36	18.07	27.22	40.99	16.02	10.04	10.29	11.10	17.04	25.96	21.55	22.20	18.17	20.48	18.21	11.77	7.77	9.92	8.83	9.93	14.69	16.06	13.09	17.07	33.80	16.55	11.67	12.80	13.62	18.09	14.61	16.53	23.80
	VSMGX (VANGUA...R SHARES)	NA	10.43	10.86	10.39	10.40	NA	NA	11.50	14.60	7.69	8.26	14.34	7.62	19.08	6.43	8.81	3.80	8.31	8.51	6.28	6.80	7.99	14.68	11.10	18.01	27.95	10.37	7.43	6.96	7.25	10.38	15.37	12.42	12.30	10.07	11.65	9.10	7.74	5.41	15.57	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Draw Down(%)	CENTURY ALUMI... Moderate	NA	4.64	13.35	13.64	13.64	NA	NA	13.64	0.16	4.64	4.18	13.52	5.63	11.81	2.35	7.10	2.81	3.67	5.88	6.21	4.47	6.27	10.38	10.49	4.16	5.07	7.46	9.07	5.11	7.26	4.81	5.31	4.14	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	18.76	18.76	24.59	33.83	NA	NA	55.25	18.76	8.45	9.97	24.59	5.14	33.83	6.63	19.40	2.60	10.29	12.05	7.30	5.59	9.60	18.71	15.66	27.17	47.73	9.88	7.47	7.01	7.47	13.79	33.02	29.18	16.55	11.81	19.20	10.79	7.45	2.50	8.48	4.84	5.63	5.57	19.19	7.35	7.24	33.08	11.63	7.51	10.58	7.02	13.21	15.61	16.03	2.40
	VSMGX (VANGUA...R SHARES)	NA	9.62	13.24	22.29	22.43	NA	NA	41.18	9.62	4.17	8.15	21.74	3.53	22.43	3.12	11.47	1.14	6.20	8.34	4.70	5.67	6.27	12.90	8.64	19.61	36.81	6.11	6.13	4.74	5.89	8.91	20.06	17.93	8.77	6.26	11.99	6.02	4.75	1.82	1.89	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Yield(%)	CENTURY ALUMI... Moderate	NA	19.28	14.45	10.73	6.69	NA	NA	5.32	NA	5.32	18.05	9.33	9.86	6.20	4.61	2.82	0.33	4.68	1.16	4.07	3.45	4.42	1.74	2.58	4.33	3.88	5.07	4.05	3.39	4.59	3.48	6.54	8.42	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VSMGX (VANGUA...R SHARES)	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA

Retirement Plan (401(k)) Info for CENTURY ALUMINUM 401(k) PLAN

CENTURY ALUMINUM 401(K) PLAN

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