Investment options of COMES INVESTMENTS, INC. 401(K) RETIREMENT PLAN
Total Available Funds: 39
| Investment Description |
|---|
| LINCOLN LVIP VANGUARD DOMESTIC EQ SA19 |
| LINCOLN COLUMBIASM ACR FD INST CL SA17 |
| LINCOLN SSR ALL CAP INDEX NONLND SA23 |
| LINCOLN SSR SMMID CAP INX NONLND SA24 |
| LINCOLN LVIP DELAWARE VALUE FUND SA61 |
| LINCOLN GUARANTEED ACCOUNT FIXED ANNUITY ACCOUNT |
| LINCOLN AMERFUNDS NEW PERSPECTIVE SA34 |
| LINCOLN FIDELITY VIP CONTRAFUND SA35 |
| LINCOLN LVIP DIMENSIONALUSCOREEQ1 SA11 |
| LINCOLN LVIP DELAWARE BOND SA12 |
| LINCOLN FED HERMES GOV ULTSHT DUR SA14 |
| LINCOLN FRANKLIN HIGH INCOME SA20 |
| LINCOLN VG LIFESTRATEGY MOD GRW SA21 |
| LINCOLN INVESCO DEVELOPING MRKTS SA94 |
| LINCOLN JH VIT ENTPRS PORTFOLIO SA64 |
| LINCOLN MFS VIT GROWTH SA65 |
| LINCOLN MFS VIT UTILITIES SERIES SA67 |
| LINCOLN BR ENERGY OPPORTUNITIES SA77 |
| LINCOLN BLACKROCK ADV LRGCAPGR FD SA83 |
| LINCOLN AMERFUNDS AMER HIGH-INC SA1C |
| LINCOLN LVIP SSGA S&P 500 INDEX SA27 |
| LINCOLN LVIP SSGA SMALL-CAP INDEX SA36 |
| LINCOLN LVIP BRGLOBAL REAL ESTATE SA55 |
| LINCOLN LVIP FRANK TEMP GLEQMG VL SA62 |
| LINCOLN LVIPBKRK INFLTN PROTECTED SA92 |
| LINCOLN LVIP DELAWARE DIVERSIFIED SA93 |
| LINCOLN INVESCO RETIREMENT FUND SAL1 |
| LINCOLN TROWEPRICE 2020 FUND SAL2 |
| LINCOLN TROWEPRICE 2030 FUND SAL3 |
| LINCOLN TROWEPRICE 2040 FUND SAL4 |
| LINCOLN SSGA BOND INDEX SAL6 |
| LINCOLN DEL MIDCAP VALUE FD SAL7 |
| LINCOLN SS RUSS LC VL IX NON-LN SAL8 |
| LINCOLN SS RUSS LC GR IX NON-LN SAL9 |
| LINCOLN SS S&P MIDCP IDX NON-LN SALA |
| LINCOLN SS RUSS SC GR IX NON-LN SALC |
| LINCOLN LVIP TROWEPRICE 2050 FUND SALL |
| LINCOLN JPMORGAN EMG MKT EQU R6 SAP1 |
| LINCOLN LVIP TROWEPRICE 2060 FUND SAP3 |
Investment model portfolios
We provide two types of investment model portfolios for COMES INVESTMENTS, INC. 401(K) RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for COMES INVESTMENTS, INC. 401(K) RETIREMENT PLAN