Investment options of CREDIT AGRICOLE CORPORATE AND INVESTMENT BANK 401(K) SAVINGS PLAN
Total Available Funds: 26
| Investment Description |
|---|
| LIFEPATH INDEX 2025 NON LEND G COMMON COLLECTIVE TRUSTS |
| LIFEPATH INDEX 2030 NON LEND G COMMON COLLECTIVE TRUSTS |
| LIFEPATH INDEX 2035 NON LEND G COMMON COLLECTIVE TRUSTS |
| LIFEPATH INDEX 2040 NON LEND G COMMON COLLECTIVE TRUSTS |
| LIFEPATH INDEX 2045 NON LEND G COMMON COLLECTIVE TRUSTS |
| LIFEPATH INDEX 2050 NON LEND G COMMON COLLECTIVE TRUSTS |
| LIFEPATH INDEX 2055 NON LEND G COMMON COLLECTIVE TRUSTS |
| LIFEPATH INDEX 2060 NON LEND G COMMON COLLECTIVE TRUSTS |
| LIFEPATH INDEX RET NON LEND G COMMON COLLECTIVE TRUSTS |
| MELLON STABLE VALUE FD CL M COMMON COLLECTIVE TRUSTS |
| BNY MELLON GLOBAL STOCK I MUTUAL FUND |
| DIAMOND HILL LARGE CAP Y MUTUAL FUND |
| DIAMOND HILL SMALL- MID CAP Y MUTUAL FUND |
| FIDELITY REAL ESTATE INCOME MUTUAL FUND |
| HARBOR INTERNATIONAL FUND MUTUAL FUND |
| INVESTSCO OPPE DEVELOPING MKTS Y MUTUAL FUND |
| JACKSON SQUARE SMID CAP GRWTH MUTUAL FUND |
| PIMCO INCOME INSTITUTIONAL MUTUAL FUND |
| VANGUARD EMRG MKT STK IDX INST MUTUAL FUND |
| VANGUARD EXTENDED MKT IDX INST MUTUAL FUND |
| VANGUARD GNMA ADM MUTUAL FUND |
| VANGUARD INFL PROTECTED SECSIN MUTUAL FUND |
| VANGUARD INSTL INDEX INSTL PL MUTUAL FUND |
| VANGUARD TOTAL BD MKT IDX INST MUTUAL FUND |
| VANGUARD US GROWTH ADMIRAL MUTUAL FUND |
| VG DEVELOPED MKTS INDX INST MUTUAL FUND |
Investment model portfolios
We provide two types of investment model portfolios for CREDIT AGRICOLE CORPORATE AND INVESTMENT BANK 401(K) SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CREDIT AGRICOLE CORPORATE AND INVESTMENT BANK 401(K) SAVINGS PLAN