Investment options of DAIWA CORPORATE ADVISORY 401(K) LLC PLAN
Total Available Funds: 31
| Investment Description |
|---|
| BLACKROCK BLACKROCK STRATEGIC GLOBAL BOND |
| FIDELITY INVESTMENTS FIDELITY CONTRAFUND |
| FIDELITY INVESTMENTS FIDELITY BALANCED |
| FIDELITY INVESTMENTS FIDELITY LOW-PRICED STOCK |
| FIDELITY INVESTMENTS FIDELITY STRATEGIC REAL RETURN FUND |
| FIDELITY INVESTMENTS FIDELITY LARGE CAP VALUE INDEX FUND |
| FIDELITY INVESTMENTS FIDELITY HIGH INCOME |
| FIDELITY INVESTMENTS FIDELITY INTERNATIONAL SMALL CAP OPP |
| FIDELITY INVESTMENTS FIDELITY GOVERNMENT MONEY MARKET |
| FIDELITY INVESTMENTS FIDELITY US BOND INDEX |
| FIDELITY INVESTMENTS FIDELITY 500 INDEX |
| FIDELITY INVESTMENTS FIDELITY GLOBAL EX US INDEX |
| FIDELITY INVESTMENTS FIDELITY EXTENDED MARKET INDEX |
| FRANKLIN TEMPLETON INVESTMENTS TEMPLETON FOREIGN A |
| HARBOR HARBOR INTERNATIONAL INVESTOR |
| INVESCO INVESCO EQV INTERNATIONAL EQUITY FUND R5 |
| METROPOLITAN WEST FUNDS METROPOLITAN WEST TOTAL RETURN BOND M |
| PRINCIPAL FUNDS PRINCIPAL SM CAP GROWTH FUND I R5 |
| T. ROWE PRICE T. ROWE PRICE DIVIDEND GROWTH |
| T. ROWE PRICE T. ROWE PRICE RETIREMENT BALANCED |
| T. ROWE PRICE T. ROWE PRICE RETIREMENT 2005 |
| T. ROWE PRICE T. ROWE PRICE RETIREMENT 2020 |
| T. ROWE PRICE T. ROWE PRICE RETIREMENT 2025 |
| T. ROWE PRICE T. ROWE PRICE RETIREMENT 2030 |
| T. ROWE PRICE T. ROWE PRICE RETIREMENT 2035 |
| T. ROWE PRICE T. ROWE PRICE RETIREMENT 2040 |
| T. ROWE PRICE T. ROWE PRICE RETIREMENT 2045 |
| T. ROWE PRICE T. ROWE PRICE RETIREMENT 2050 |
| T. ROWE PRICE T. ROWE PRICE RETIREMENT 2055 |
| VICTORY CAPITAL VICTORY TRIVALENT INTL SM CAP CLASS I |
| ALLSPRING ALLSPRING EMERGING MARKETS EQUITY FUND - CLASS ADMIN |
Investment model portfolios
We provide two types of investment model portfolios for DAIWA CORPORATE ADVISORY 401(K) LLC PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for DAIWA CORPORATE ADVISORY 401(K) LLC PLAN