Investment options of DATAVOX INC. 401(K) PROFIT SHARING PLAN & TRUST
Total Available Funds: 38
| Investment Description |
|---|
| ALLIANCEBERNSTEIN AB LARGE CAP GROWTH FUND |
| ALGER ALGER SMALL CAP FOCUS FUND |
| ALGER ALGER SPECTRA FUND |
| ALLSPRING GLOBAL INVESTMENTS ALLSPRING SPECIAL MID CAP VALUE FUND |
| AMERICAN FUNDS AMERICAN FUNDS NEW PERSPECTIVE FUND |
| COHEN & STEERS COHEN & STEERS REALTY SHARES FUND |
| COLUMBIA THREADNEEDLE COLUMBIA DIVIDEND INCOME FUND |
| COLUMBIA THREADNEEDLE COLUMBIA US TREASURY INDEX FUND |
| DELAWARE FUNDS DELAWARE MID CAP GROWTH EQUITY FUND |
| DELAWARE FUNDS DELAWARE IVY SYSTEMIC EMERGING MARKETS EQUITY FUND |
| FIDELITY INVESTMENTS FIDELITY ADVISOR GROWTH OPPORTUNITIES FUND |
| FIRST EAGLE FIRST EAGLE GLOBAL FUND |
| FRANKLIN TEMPLETON FRANKLIN SMALL CAP VALUE FUND |
| BLACKROCK ISHARES RUSSELL 2000 SMALL CAP INDEX FUND |
| BLACKROCK ISHARES S&P 500 INDEX FUND |
| BLACKROCK ISHARES RUSSELL MID-AMP;CAP INDEX FUND |
| MORGAN STANLEY MORGAN STANLEY GROWTH FUND |
| MORGAN STANLEY MORGAN STANLEY DISCOVERY PORTFOLIO FUND |
| PGIM PGIM TOTAL RETURN BOND FUND |
| PIMCO PIMCO INCOME FUND |
| TIAA INVESTMENTS TIAA-AMP;CREF LIFECYCLE INDEX 2015 FUND |
| TIAA INVESTMENTS TIAA-AMP;CREF LIFECYCLE INDEX 2020 FUND |
| TIAA INVESTMENTS TIAA-AMP;CREF LIFECYCLE INDEX 2025 FUND |
| TIAA INVESTMENTS TIAA-AMP;CREF LIFECYCLE INDEX 2030 FUND |
| TIAA INVESTMENTS TIAA-AMP;CREF LIFECYCLE INDEX 2035 FUND |
| TIAA INVESTMENTS TIAA-AMP;CREF LIFECYCLE INDEX 2045 FUND |
| TIAA INVESTMENTS TIAA-AMP;CREF LIFECYCLE INDEX 2050 FUND |
| TIAA INVESTMENTS TIAA-AMP;CREF LIFECYCLE INDEX 2060 FUND |
| T. ROWE PRICE T. ROWE PRICE BLUE CHIP GROWTH FUND |
| VANGUARD GROUP VANGUARD BALANCED INDEX FUND |
| VANGUARD GROUP VANGUARD GROWTH INDEX FUND |
| VANGUARD GROUP VANGUARD FTSE SOCIAL INDEX FUND |
| VANGUARD GROUP VANGUARD SMALL-AMP;CAP GROWTH INDEX FUND |
| VANGUARD GROUP VANGUARD TOTAL INTERNATIONAL STOCK INDEX FUND |
| VANGUARD GROUP VANGUARD TOTAL BOND MARKET INDEX FUND |
| VANGUARD GROUP VANGUARD TOTAL STOCK MARKET INDEX FUND |
| PUTNAM INVESTMENTS PUTNAM STABLE VALUE FUND |
| TD AMERITRADE SELF-DIRECTED BROKERAGE ACCOUNT |
Investment model portfolios
We provide two types of investment model portfolios for DATAVOX INC. 401(K) PROFIT SHARING PLAN & TRUST participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for DATAVOX INC. 401(K) PROFIT SHARING PLAN & TRUST