Investment options of DLA PIPER LLP US PROFIT SHARING AND 401(K) SAVINGS PLAN
Total Available Funds: 28
| Investment Description |
|---|
| VANGUARD INST INDX-INST |
| MFS VAL-R6 |
| LM WESTERN ASSET CORE PL BD-I |
| VANGUARD M/C INDX-INST |
| JANUS ENTERPRISE-N |
| AMER EUROPACIFIC GRWTH-R6 |
| JPM M/C VAL-L |
| VANGUARD S/C INDX-INST |
| VULCAN VAL PARTNERS S/C-INST |
| DFA INTL CORE EQ-INST |
| VANGUARD INFL PROT SECS-INST |
| HARDING LOEVNER INST EMG MKT-I |
| PIMCO FGN BD USD HEDGED-I-2 |
| INVESCO GOVT & AGENCY-INST FD |
| T ROWE BLUE CHIP GRWTH TRST-T2 |
| VANGUARD TGT RTMT 2015 TR II |
| VANGUARD TGT RTMT 2020 TR II |
| VANGUARD TGT RTMT 2025 TR II |
| VANGUARD TGT RTMT 2030 TR II |
| VANGUARD TGT RTMT 2035 TR II |
| VANGUARD TGT RTMT 2040 TR II |
| VANGUARD TGT RTMT 2045 TR II |
| VANGUARD TGT RTMT INC TR II |
| VANGUARD TGT RTMT 2050 TR II |
| VANGUARD TGT RTMT 2055 TR II |
| VANGUARD TGT RTMT 2060 TR II |
| VANGUARD TGT RTMT 2065 TR II |
| WELLS FARGO STABLE VALUE-C |
Investment model portfolios
We provide two types of investment model portfolios for DLA PIPER LLP US PROFIT SHARING AND 401(K) SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for DLA PIPER LLP US PROFIT SHARING AND 401(K) SAVINGS PLAN