Investment options of EURONET WORLDWIDE, INC. 401(K) PLAN
Total Available Funds: 24
| Investment Description |
|---|
| AMERICAN FUNDS EUROPACIFIC GROWTH R4 FUND |
| AMERICAN FUNDS CAPITAL WORLD BOND R4 FUND |
| AMERICAN FUNDS NEW PERSPECTIVE R4 FUND |
| AMERICAN FUNDS NEW WORLD R4 FUND |
| AMERICAN FUNDS SMALL CAP WORLD R6 FUND |
| EATON VANCE FLOATING RATE I FUND |
| FIDELITY ADVISOR GROWTH OPPORTUNITY I FUND |
| T. ROWE PRICE BLUE CHIP GROWTH ADVISORS FUND |
| VANGUARD INTERNATIONAL GROWTH ADMIRAL FUND |
| VANGUARD WELLESLEY INCOME ADMIRAL FUND |
| VANGUARD TOTAL BOND MARKET INDEX ADMIRAL FUND |
| VICTORY SYCAMORE ESTABLISHED VALUE A FUND |
| FIDELITY ADVISOR INTERNATIONAL SMALL CAP I FUND |
| TOUCHSTONE LARGE CAP FOCUSED Y FUND |
| JP MORGAN EQUITY INCOME R6 FUND |
| PRINCIPAL CORE FIXED INCOME SA-1 POOLED SEPARATE ACCOUNT |
| PRINCIPAL EQUITY INCOME SA-R6 POOLED SEPARATE ACCOUNT |
| PRINCIPAL SMALL CAP GROWTH I SA-I2 POOLED SEPARATE ACCOUNT |
| PRINCIPAL SMALL CAP VALUE II SA-I2 POOLED SEPARATE ACCOUNT |
| PRINCIPAL LIFETIME HYBRID INCOME CIT Z30 COMMON COLLECTIVE TRUST |
| PRINCIPAL LIFETIME HYBRID 2010 CIT Z30 COMMON COLLECTIVE TRUST |
| PRINCIPAL LIFETIME HYBRID 2015 CIT Z30 COMMON COLLECTIVE TRUST |
| PRINCIPAL LIFETIME HYBRID 2020 CIT Z30 COMMON COLLECTIVE TRUST |
| PRINCIPal |
Investment model portfolios
We provide two types of investment model portfolios for EURONET WORLDWIDE, INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for EURONET WORLDWIDE, INC. 401(K) PLAN