Investment options of EXELA 401(K) PLAN
Total Available Funds: 31
| Investment Description |
|---|
| COLUMBIA FUNDS COLUMBIA DIVIDEND INCOME I3 FUND |
| FIDELITY INVESTMENTS FIDELITY INTERNATIONAL INDEX FUND |
| FIDELITY INVESTMENTS FIDELITY MID CAPITAL INDEX FUND |
| FIDELITY INVESTMENTS FIDELITY SMALL CAPITAL INDEX FUND |
| FIDELITY INVESTMENTS FIDELITY 500 INDEX FUND |
| INVESCO FUNDS GROUP, INC. SMALL CAPITAL VALUE R6 FUND |
| JANUS INTERNATIONAL HOLDINGS, LLC JANUS HENDERSON ENTERPRISE N FUND |
| JOHN HANCOCK JOHN HANCOCK DISCOUNT VALUE MC R6 FUND |
| LOOMIS SAYLES LOOMIS SAYLES INVESTMENT GRADE BOND N FUND |
| MFS INVESTMENT MANAGEMENT MFS GLOBAL REAL ESTATE R6 FUND |
| MFS INVESTMENT MANAGEMENT MFS GROWTH R6 FUND |
| MFS INVESTMENT MANAGEMENT MFS INTERNATIONAL DIVERSIFICATION R6 FUND |
| PRINCIPAL TRUST COMPANY PRINCIPAL LIFETIME HYBRID INCOME CIT X FUND |
| PRINCIPAL TRUST COMPANY PRINCIPAL LIFETIME HYBRID 2010 CIT X FUND |
| PRINCIPAL TRUST COMPANY PRINCIPAL LIFETIME HYBRID 2015 CIT X FUND |
| PRINCIPAL TRUST COMPANY PRINCIPAL LIFETIME HYBRID 2020 CIT X FUND |
| PRINCIPAL TRUST COMPANY PRINCIPAL LIFETIME HYBRID 2025 CIT X FUND |
| PRINCIPAL TRUST COMPANY PRINCIPAL LIFETIME HYBRID 2030 CIT X FUND |
| PRINCIPAL TRUST COMPANY PRINCIPAL LIFETIME HYBRID 2035 CIT X FUND |
| PRINCIPAL TRUST COMPANY PRINCIPAL LIFETIME HYBRID 2040 CIT X FUND |
| PRINCIPAL TRUST COMPANY PRINCIPAL LIFETIME HYBRID 2045 CIT X FUND |
| PRINCIPAL TRUST COMPANY PRINCIPAL LIFETIME HYBRID 2050 CIT X FUND |
| PRINCIPAL TRUST COMPANY PRINCIPAL LIFETIME HYBRID 2055 CIT X FUND |
| PRINCIPAL TRUST COMPANY PRINCIPAL LIFETIME HYBRID 2060 CIT X FUND |
| PRINCIPAL TRUST COMPANY PRINCIPAL LIFETIME HYBRID 2065 CIT X FUND |
| PRINCIPAL TRUST COMPANY PRINCIPAL STABLE VALUE Z FUND |
| PIMCO FUNDS PIMCO INCOME INSTITUTIONAL FUND |
| PIMCO FUNDS PIMCO INTERNATIONAL BOND (USD-HDG) I FUND |
| SCHWAB FUNDS PARTICIPANT SELF-DIRECTED BROKERAGE ACCOUNTS |
| VANGUARD GROUP VANGUARD INFLATION-PROTECTED SECURITIES ADMIRAL FUND |
| WILMINGTON TRUST COMPANY SMALL CAPITAL GROWTH II R1 FUND |
Investment model portfolios
We provide two types of investment model portfolios for EXELA 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for EXELA 401(K) PLAN