Investment options of FORT COLLINS WOMEN'S CLINIC, P.C. 401(K) PLAN
Total Available Funds: 40
| Investment Description |
|---|
| BLACKROCK BLACKROCK 40/60 TARGET ALLOCATION K |
| FIDELITY FIDELITY ADVISOR STRATEGIC DIV & INC Z |
| FIDELITY FIDELITY FREEDOM INDEX INCOME INVESTOR |
| FIDELITY FIDELITY FREEDOM INDEX 2005 INVESTOR |
| FIDELITY FIDELITY FREEDOM INDEX 2015 INVESTOR |
| FIDELITY FIDELITY FREEDOM INDEX 2020 INVESTOR |
| FIDELITY FIDELITY FREEDOM INDEX 2025 INVESTOR |
| FIDELITY FIDELITY FREEDOM INDEX 2030 INVESTOR |
| FIDELITY FIDELITY FREEDOM INDEX 2035 INVESTOR |
| FIDELITY FIDELITY FREEDOM INDEX 2040 INVESTOR |
| FIDELITY FIDELITY FREEDOM INDEX 2045 INVESTOR |
| FIDELITY FIDELITY FREEDOM INDEX 2050 INVESTOR |
| FIDELITY FIDELITY FREEDOM INDEX 2055 INVESTOR |
| FIDELITY FIDELITY FREEDOM INDEX 2060 INVESTOR |
| FIDELITY FIDELITY FREEDOM INDEX 2065 INVESTOR |
| ISHARES ISHARES MSCI EAFE INTERNATIONAL INDEX K |
| FIDELITY FIDELITY EMERGING MARKETS INDEX |
| FIDELITY FIDELITY ADVISOR INTL SMALL CAP Z |
| JPMORGAN JPMORGAN GLOBAL ALLOCATION R6 |
| AMERICAN CENTURY AMERICAN CENTURY REAL ESTATE R6 |
| BLACKROCK BLACKROCK HEALTH SCIENCES OPPS K |
| FIDELITY FIDELITY ADVISOR TECHNOLOGY Z |
| FRANKLIN FRANKLIN UTILITIES R6 |
| PIMCO PIMCO COMMODITIESPLUS STRATEGY INSTL |
| FIDELITY FIDELITY SMALL CAP INDEX |
| FIDELITY FIDELITY MID CAP INDEX |
| FIDELITY FIDELITY NASDAQ COMPOSITE INDEX |
| FIDELITY FIDELITY 500 INDEX |
| AMERICAN FUNDS AMERICAN FUNDS AMERICAN BALANCED R6 |
| FIDELITY FIDELITY INFLATION PROTECTED BOND INDEX |
| FIDELITY FIDELITY INTERMEDIATE TREASURY BOND IDX |
| FIDELITY FIDELITY LONG TERM TREASURY BOND INDEX |
| INVESCO INVESCO EMERGING MARKETS LOCAL DEBT R6 |
| PIMCO PIMCO INT BOND (USD-HEDGED) INST |
| PIMCO PIMCO INCOME INSTL |
| PGIM PGIM HIGH-YIELD R6 |
| STATE STREET STATE STREET AGGREGATE BOND INDEX K |
| STATE STREET STATE ST GBL ALLCP EQ EX-US IDX SL CL |
| BLACKROCK BLACKROCK RUSSELL 1000 GROWTH INDEX R |
| BLACKROCK BLACKROCK RUSSELL 1000 VALUE INDEX R |
Investment model portfolios
We provide two types of investment model portfolios for FORT COLLINS WOMEN'S CLINIC, P.C. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for FORT COLLINS WOMEN'S CLINIC, P.C. 401(K) PLAN