Investment options of FREED MAXICK CPAS, P. C. 401K PLAN
Total Available Funds: 36
| Investment Description |
|---|
| AMERICAN FUNDS AM BALANCED R6 |
| AMERICAN FUNDS EUROPACIFIC R6 |
| AMERICAN FUNDS FDMNTL INV R6 |
| AMERICAN FUNDS NW PRSPCTV R6 |
| CARILLON EAGLE MID CAP GRW R6 |
| COLUMBIA DIVIDEND INCOME FD I3 |
| DFA GLOBAL REAL EST SEC PT INS |
| FRANKLIN SM CAP VALUE FND R6 |
| JPMORGAN SMCP GROWTH FND R6 |
| LORD ABBETT HIGH YIELD FD R6 |
| MFS INTL INTRINSIC VAL FND R6 |
| PIMCO REAL RET-INSTL |
| PIONEER FLOATING RATE FUND Y |
| TD AMERITRADE SDBA |
| TRWPR BLUE CHIP GROWTH FND I |
| TRWPR RETIREMENT 2065 FUND INV |
| TRWPR RETIREMENT BAL FUND |
| TRWPR RETRMT 2010 FD - INV CL |
| TRWPR RETRMT 2015 FD - INV CL |
| TRWPR RETRMT 2020 FD - INV CL |
| TRWPR RETRMT 2025 FD - INV CL |
| TRWPR RETRMT 2030 FD - INV CL |
| TRWPR RETRMT 2035 FD - INV CL |
| TRWPR RETRMT 2040 FD - INV CL |
| TRWPR RETRMT 2045 FD - INV CL |
| TRWPR RETRMT 2050 FD - INV CL |
| TRWPR RETRMT 2055 FD - INV CL |
| TRWPR RETRMT 2060 FD - INV CL |
| VANGRD 500 INDEX FUND ADM |
| VANGRD MID-CAP INDEX FND ADM |
| VANGRD SMALL-CAP INDEX FND ADM |
| VANGRD TOT INT STK IN F ADM |
| VICTORY SYCMR EST VL FD I |
| VOYA FIXED ACCOUNT INSURANCE COMPANY GENERAL ACCOUNT |
| VOYA FIXED ACCOUNT A INSURANCE COMPANY GENERAL ACCOUNT |
| WSTASST CORE BOND FUND IS |
Investment model portfolios
We provide two types of investment model portfolios for FREED MAXICK CPAS, P. C. 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for FREED MAXICK CPAS, P. C. 401K PLAN