Investment options of GUNVOR USA, LLC 401(K) PLAN
Total Available Funds: 24
| Investment Description |
|---|
| AMER BEACON S/CGROWTH-R6 |
| AMERICAN BEACON INTL EQ-R6 |
| FIDELITY 500 INDX-INST PREM |
| JPM M/C VAL-R6 |
| MASSMUTUAL SEL M/C GR EQ II-I |
| MFS VAL-R6 |
| T ROWE PRICE T ROWE GRWTH STK-I |
| VANGUARD TOT INTL STK INDX-ADM |
| VANGUARD DEV MKTS INDX-ADM |
| VANGUARD EXPLORER-INV |
| VANGUARD INTL GRWTH-INV |
| VANGUARD M/C INDX-ADM |
| VANGUARD S/C GRWTH STK-I |
| VANGUARD TOT BD MKT INDX-ADM |
| CAVANAL HILL GOVT SEC MMKT-ADMIN |
| CAVANAL HILL GOVT SEC MMKT-SEL |
| INVESCO GOVT&AGNCY-INST FD |
| LI AUTO INC |
| LUCID GROUP |
| NIO INC |
| RIVIAN AUTOMOTIVE INC |
| DARLING INGREDIENTS INC |
| TELLURIAN INC |
| RELIANCE GLOBAL GROUP INC |
Investment model portfolios
We provide two types of investment model portfolios for GUNVOR USA, LLC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for GUNVOR USA, LLC 401(K) PLAN