Investment options of HAWAII DENTAL SERVICE 401(K) SALARY INVESTMENT PLAN
Total Available Funds: 23
| Investment Description |
|---|
| BLACKROCK COMMODITY STRATEGIES K |
| EMPOWER T. ROWE PRICE MID CAP GR INST |
| JPMORGAN SMALL CAP GROWTH R6 |
| BLACKROCK EAFE EQUITY INDEX FEE CL R |
| BLACKROCK EQUITY INDEX 1 |
| BLACKROCK MID CAP EQUITY INDEX FUND CL 1 |
| BLACKROCK RUSSELL 2000 INDEX FUND R |
| BLACKROCK U. S. DEFERRED ANNUITY CONTRACT |
| PUTNAM LARGE CAP VALUE TRUST I |
| KEY GUARANTEED PORTFOLIO FUND* |
| SELF-DIRECTED BROKERAGE |
| MYR M30R |
| MYR M40R |
| MYR M50R |
| MYR M60R |
| MYR IMCR |
| MYR M25R |
| MYR M35R |
| MYR M45R |
| MYR M55R |
| MYR M65R |
| MYR REER |
| MYR RIGR |
Investment model portfolios
We provide two types of investment model portfolios for HAWAII DENTAL SERVICE 401(K) SALARY INVESTMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for HAWAII DENTAL SERVICE 401(K) SALARY INVESTMENT PLAN