Investment options of HERITAGE PLASTICS, INC. 401(K) PLAN
Total Available Funds: 34
| Investment Description |
|---|
| PIMCO INCOME INST MUTUAL FUND |
| TRP BLUE CHIP GROWTH I MUTUAL FUND |
| HARBOR SCV RET MUTUAL FUND |
| CLAV US LG CP CRI I MUTUAL FUND |
| BLKRK HIGH YLD BD K MUTUAL FUND |
| VANG EQUITY INC ADM MUTUAL FUND |
| CRLN E MID CAP GR R6 MUTUAL FUND |
| AM CENT MD CAP VALUE R6 MUTUAL FUND |
| FH MDT SM CAP GROWTH I MUTUAL FUND |
| AF EUROPAC GROWTH R6 MUTUAL FUND |
| JH TRITON N MUTUAL FUND |
| AB GLOBAL BOND Z MUTUAL FUND |
| JPM US EQUITY R6 MUTUAL FUND |
| INVS DEVELOP MARKETS R6 MUTUAL FUND |
| FID CAPITAL & INCOME MUTUAL FUND |
| FIDELITY MANAGED INCOME PORTFOLIO COMMON COLLECTIVE TRUST |
| DIMENSIONAL ADVISOR US MICRO CAP PORT MUTUAL FUND |
| DFA INTERNATIONAL SMALL COMPANY PORT |
| ARK ETF TR INDL INNOVATION ETF MUTUAL FUND |
| ARK ETF TR GENOMIC REVOLUTION MULTI MUTUAL FUND |
| ISHARES TR S& P 500 INDEX FD MUTUAL FUND |
| ISHARES TR LEHMAN U S AGGREGATE BD FD MUTUAL FUND |
| ISHARES TR LEHMAN 3-7 YR TREAS BD FD MUTUAL FUND |
| VANGUARD INTERMEDIATE TERM MUTUAL FUND |
| SPDR SER TR BARCLAYS MUTUAL FUND |
| VANGUARD TAX MANAGED FD EUROPE PACIFIC MUTUAL FUND |
| VANGUARD SCOTTSDALE FDS VANGUARD MUTUAL FUND |
| VANGUARD INDEX FDS FORMERLY VANGUARD MUTUAL FUND |
| WISDOMTREE TR EMERGING MKTS MUTUAL FUND |
| S& P 500 DEPOSITORY RECEIPT MUTUAL FUND |
| VANGUARD BD INDEX FD INC TOTAL BD MARKET MUTUAL FUND |
| ISHARES INC CORE MSCI EMERGING MARKETS MUTUAL FUND |
| INVESTCO QQQ TR UNIT SERIES 1 MUTUAL FUND |
| ARK ETF TR INNOVATION ETF MUTUAL FUND |
Investment model portfolios
We provide two types of investment model portfolios for HERITAGE PLASTICS, INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for HERITAGE PLASTICS, INC. 401(K) PLAN