Investment options of HORIZON HOME CARE & HOSPICE, INC. 403(B) RETIREMENT PLAN
Total Available Funds: 28
| Investment Description |
|---|
| T ROWE PRICE RETIREMENT BALANCED |
| VANGUARD 500 INDEX ADMIRAL CLASS |
| AB HIGH INCOME CLASS I |
| MFS GROWTH ALLOCATION CLASS R4 |
| PIMCO INCOME INSTITUTIONAL CLASS |
| MFS GROWTH CLASS R6 |
| ALLSPRING DISCOVERY |
| AMERICAN FUNDS 2010 TARGET DATE RETIREMENT CLASS R6 |
| AMERICAN FUNDS 2015 TARGET DATE RETIREMENT CLASS R6 |
| AMERICAN FUNDS 2020 TARGET DATE RETIREMENT CLASS R6 |
| AMERICAN FUNDS 2025 TARGET DATE RETIREMENT CLASS R6 |
| AMERICAN FUNDS 2030 TARGET DATE RETIREMENT CLASS R6 |
| AMERICAN FUNDS 2035 TARGET DATE RETIREMENT CLASS R6 |
| AMERICAN FUNDS 2040 TARGET DATE RETIREMENT CLASS R6 |
| AMERICAN FUNDS 2045 TARGET DATE RETIREMENT CLASS R6 |
| AMERICAN FUNDS 2050 TARGET DATE RETIREMENT CLASS R6 |
| AMERICAN FUNDS 2055 TARGET DATE RETIREMENT CLASS R6 |
| AMERICAN FUNDS 2060 TARGET DATE RETIREMENT CLASS R6 |
| AMERICAN FUNDS RETIREMENT INCOME CONSERVATIVE CLASS R6 |
| AB GLOBAL BOND CLASS Z |
| PIONEER BOND CLASS K |
| EATON VANCE SHORT DURATION INFLATION PROTECTED INCOME CLASS I |
| WELLS FARGO DISCIPLINED US CORE CLASS INST |
| MFS NEW DISCOVERY CLASS R6 |
| FIRST EAGLE OVERSEAS CLASS R6 |
| PARNASSUS MID CAP INSTITUTIONAL SHARES |
| GLENMEDE RESPONSIBLE ESG US EQUITY PORTFOLIO |
| TD AMERITRADE SELF DIRECTED BROKERAGE ACCOUNT |
Investment model portfolios
We provide two types of investment model portfolios for HORIZON HOME CARE & HOSPICE, INC. 403(B) RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for HORIZON HOME CARE & HOSPICE, INC. 403(B) RETIREMENT PLAN