I.A.T.S.E. LOCAL 33 SECTION 401K PLAN Investment Model Portfolios

Investment options of I.A.T.S.E. LOCAL 33 SECTION 401K PLAN

Total Available Funds: 10

Asset Class

Ticker

Description

US EQUITY
Small Growth	RYVPX	Royce Fund: Royce Value Plus Fund; Service Class Shares
SMALL VALUE	NSVAX	Columbia Funds Series Trust: Columbia Small Cap Value Fund II; Class Z Shares
LARGE VALUE	AADEX	American Beacon Funds: American Beacon Large Cap Value Fund; Institutional Class Shares
LARGE GROWTH	AGTHX	Growth Fund of America
MID-CAP VALUE	ARVIX	Aston Funds: ASTON/River Road Independent Value Fund; Class I Shares
Mid-Cap Growth	LACAX	Columbia Acorn Trust: Columbia Acorn Fund; Class A Shares

FIXED INCOME
Intermediate-Term Bond	VBIIX	Vanguard Bond Index Funds: Vanguard Intermediate-Term Bond Index Fund; Investor Shares
Inflation-Protected Bond	VIPSX	Vanguard Bond Index Funds: Vanguard Inflation-Protected Securities Fund; Investor Shares
High Yield Bond	FAHDX	Fidelity Advisor Series I: Fidelity Advisor High Income Advantage Fund; Class A Shares

INTERNATIONAL EQUITY
Foreign Large Blend	DODFX	Dodge & Cox Funds: Dodge & Cox International Stock Fund

Investment model portfolios

We provide two types of investment model portfolios for I.A.T.S.E. LOCAL 33 SECTION 401K PLAN participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

Retirement Plan (401(k)) Info for I.A.T.S.E. LOCAL 33 SECTION 401K PLAN

I.A.T.S.E. LOCAL 33 SECTION 401(K) PLAN

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