Investment options of I-HEALTH/REVO HEALTH RETIREMENT PLAN
Total Available Funds: 33
| Investment Description |
|---|
| AMERICAN FUNDS EUROPACIFIC GROWTH R6 FUND |
| JANUS HENDERSON ENTERPRISE FUND I |
| JOHN HANCOCK MULTIMANAGER LIFESTYLE AGGRESSIVE R6 |
| JOHN HANCOCK MULTIMANAGER LIFESTYLE BALANCED R6 |
| JOHN HANCOCK MULTIMANAGER LIFESTYLE CONSERVATIVE R6 |
| JOHN HANCOCK MULTIMANAGER LIFESTYLE GROWTH R6 |
| JOHN HANCOCK MULTIMANAGER LIFESTYLE MODERATE R6 |
| JP MORGAN JP MORGAN MID CAP VALUE INST'L FUND |
| METWEST TOTAL RETURN BOND |
| MFS TECHNOLOGY FUND R3 |
| MFS VALUE FUND R6 FUND |
| T. ROWE PRICE QM US SC GROWTH EQUITY |
| VANGUARD GNMA ADMIRAL FUND |
| VANGUARD INSTITUTIONAL INDEX FUND |
| VANGUARD REAL ESTATE INDEX ADMIRAL |
| VANGUARD SMALL CAP INDEX FUND ADMIRAL |
| VANGUARD S&P MC 400 INDEX INSTITUTIONAL |
| VANGUARD TOTAL INTERNATIONAL INDEX ADMIRAL |
| VANGUARD TOTAL BOND MARKET INDEX ADMIRAL |
| VANGUARD TARGET 2020 FUND |
| VANGUARD TARGET 2025 FUND |
| VANGUARD TARGET 2030 FUND |
| VANGUARD TARGET 2035 FUND |
| VANGUARD TARGET 2040 FUND |
| VANGUARD TARGET 2045 FUND |
| VANGUARD TARGET 2050 FUND |
| VANGUARD TARGET 2055 FUND |
| VANGUARD TARGET 2060 FUND |
| VANGUARD TARGET 2065 FUND |
| VANGUARD SMALL CAP VAL INDEX (ADM) |
| VANGUARD TARGET RETIREMENT INCOME FUND |
| JP MORGAN JPMORGAN US GOVT MMKT CAP CL |
| WILMINGTON LARGE CAP GROWTH II |
Investment model portfolios
We provide two types of investment model portfolios for I-HEALTH/REVO HEALTH RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for I-HEALTH/REVO HEALTH RETIREMENT PLAN