Investment options of KARL STORZ ENDOSCOPY-AMERICA, INC. EMPLOYEE SAVINGS PLAN
Total Available Funds: 32
| Investment Description |
|---|
| AMERICAN FUNDS EURO PACIFIC GROWTH FUND R6 |
| AMERICAN FUNDS NEW PERSPECTIVE FUND R5 |
| AMERICAN FUNDS NEW WORLD FUND R6 |
| AMERICAN FUNDS WASHING MUTUAL INVESTORS FUND R6 |
| DWS GOVERNMENT & AGENCY MANAGEMENT FUND |
| FIRST EAGLE GLOBAL FUND R6 |
| FRANKLIN RISING DIVIDENDS FUND - CLASS A |
| JANUS HENDERSON BALANCED FUND I |
| PAX BALANCED FUND |
| PIMCO TOTAL RETURN FUND A |
| T. ROWE PRICE MID-CAP GROWTH FUND ADVISOR |
| T. ROWE PRICE RETIREMENT 2010 TR F |
| T. ROWE PRICE RETIREMENT 2015 TR F |
| T. ROWE PRICE RETIREMENT 2020 TR F |
| T. ROWE PRICE RETIREMENT 2025 TR F |
| T. ROWE PRICE RETIREMENT 2030 TR F |
| T. ROWE PRICE RETIREMENT 2035 TR F |
| T. ROWE PRICE RETIREMENT 2040 TR F |
| T. ROWE PRICE RETIREMENT 2045 TR F |
| T. ROWE PRICE RETIREMENT 2050 TR F |
| T. ROWE PRICE RETIREMENT 2055 TR F |
| T. ROWE PRICE RETIREMENT 2060 TR F |
| T. ROWE PRICE RETIREMENT 2065 TR F |
| TROWEPRC GROWTH STOCK FUND I |
| VANGUARD 500 INDEX FUND |
| VANGUARD MID CAP INDEX SIGNAL FUND |
| VANGUARD TOTAL BND MKT IND FD INS |
| VANGUARD SMALL CAP INDEX FS INS |
| VANGAURD WELLESLEY INCOME FUND ADMIRAL |
| VANGUARD FTSE A WD FUND |
| VICTORY SYCAMORE ESTABLISHED VALUE R |
| VOYA AMERICAN CENTURY SMALL- MID CAP INITIAL FUND |
Investment model portfolios
We provide two types of investment model portfolios for KARL STORZ ENDOSCOPY-AMERICA, INC. EMPLOYEE SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for KARL STORZ ENDOSCOPY-AMERICA, INC. EMPLOYEE SAVINGS PLAN