Investment options of KARL STORZ IMAGING, INC. EMPLOYEES' SAVINGS PLAN
Total Available Funds: 27
| Investment Description |
|---|
| AMERICAN FUNDS EUROPACIFIC R6 |
| AMERICAN FUNDS NEW WORLD R6 |
| AMERICAN FUNDS NW PRSPCTV R5 |
| AMERICAN FUNDS WASH MUTUAL R6 |
| BLKRCK HLTH SCI OPPORT PRT INS |
| CLMBIA SLIGMN TECH INFO F CL A |
| DWS GOVMT & AGENCY MN FND |
| FIRST EAGLE GLOBAL FUND R6 |
| FRANKLIN RISING DIVDNDS FND A |
| IMPAX SUST ALLOC FUND INS |
| JANUS HNDR BALANCED FUND I |
| PIMCO TOTAL RETURN FUND A |
| T. ROWE PRICE GROWTH STOCK FD |
| TD AMERITRADE SDBA |
| THE BROWN CAP MGT SM CO F INS |
| THIRD AVENUE RL EST VL FD INS |
| TRWPR MID-CAP GROWTH FUND |
| VANGRD FTSE A WD EXUS IN F INS |
| VANGRD MID-CAP INDEX FD INS |
| VANGRD SMALL-CAP INDEX FD INS |
| VANGRD TOT BD MKT IND FD INS |
| VANGRD WELLESLEY INC FND ADM |
| VANGUARD 500 INDEX FUND-ADM |
| VICTORY SYCMR EST VL FD R |
| VOYA FIXED ACCOUNT INSURANCE COMPANY GENERAL ACCOUNT |
| VOYA FIXED ACCOUNT A INSURANCE COMPANY GENERAL ACCOUNT |
| VY AMCEN SM-MDCP VL PORT I |
Investment model portfolios
We provide two types of investment model portfolios for KARL STORZ IMAGING, INC. EMPLOYEES' SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for KARL STORZ IMAGING, INC. EMPLOYEES' SAVINGS PLAN