Investment options of KAUFMAN, HALL & ASSOCIATES, LLC RETIREMENT PLAN AND TRUST
Total Available Funds: 24
| Investment Description |
|---|
| American Funds American Funds Europacific Growth Fund Class R6 |
| Fidelity Investments Fidelity 500 Index Fund |
| Fidelity Investments Fidelity U.S. Bond Index Fund |
| Fidelity Investments Fidelity Extended Market Index Fund |
| Fidelity Investments Fidelity Total International Index Fund |
| JPMorgan JPMorgan U.S. Equity Fund Class R6 |
| Metropolitan West Funds Metropolitan West Total Return Bond Fund Plan Class |
| Vanguard Vanguard Target Retirement 2015 Fund Investor Shares |
| Vanguard Vanguard Target Retirement 2020 Fund Investor Shares |
| Vanguard Vanguard Target Retirement 2025 Fund Investor Shares |
| Vanguard Vanguard Target Retirement 2030 Fund Investor Shares |
| Vanguard Vanguard Target Retirement 2035 Fund Investor Shares |
| Vanguard Vanguard Target Retirement 2040 Fund Investor Shares |
| Vanguard Vanguard Target Retirement 2045 Fund Investor Shares |
| Vanguard Vanguard Target Retirement 2050 Fund Investor Shares |
| Vanguard Vanguard Target Retirement 2055 Fund Investor Shares |
| Vanguard Vanguard Target Retirement 2060 Fund Investor Shares |
| Vanguard Vanguard Windsor II Fund Admiral Shares |
| Vanguard Vanguard Institutional Target Retirement Income |
| Victory Victory Sycamore Established Value Fund Class R6 |
| Loomis Sayles Loomis Sayles Small Cap Growth Fund Class N |
| MFS MFS Growth Fund Class R6 |
| JPMorgan JPMorgan Mid Cap Growth R6 |
| American Century American Century Small Cap Value R6 |
Investment model portfolios
We provide two types of investment model portfolios for KAUFMAN, HALL & ASSOCIATES, LLC RETIREMENT PLAN AND TRUST participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for KAUFMAN, HALL & ASSOCIATES, LLC RETIREMENT PLAN AND TRUST