Investment options of KLEHR HARRISON HARVEY BRANZBURG LLP 401(K) PROFIT SHARING PLAN
Total Available Funds: 33
| Investment Description |
|---|
| ALLSPRING ALLSPRING SPECIAL MID CAP VALUE FUND |
| AMERICAN CENTURY INVESTMENTS AMERICAN CENTURY EQUITY INCOME FUND |
| AMERICAN FUNDS AMERICAN FUNS NEW PERSPECTIVE FUND |
| AMERICAN FUNDS AMERICAN FUNS AMERICAN BALANCED |
| AMERICAN FUNDS AMERICAN FUNS FUNDAMENTAL INVESTORS |
| BLACKROCK BLACKROCK HIGH YIELD BOND PORTFOLIO |
| FRANKLIN TEMPLETON INVESTMENTS CLEARBRIDGE LARGE CAP GROWTH |
| COLUMBIA THREADNEEDLE COLUMBIA MID CAP INDEX FUND |
| COLUMBIA THREADNEEDLE COLUMBIA SM CAP FUND |
| GOLDMAN SACHS GOLDMAN SACHS SMALL CAP VALUE FUND |
| INVESCO INVESCO OPPENHEIMER DEVELOPING MARKETS |
| INVESCO INVESCO INTERNATIONAL BOND |
| METROPOLITAN WEST FUNDS METROPOLITAN WEST TOTAL RETURN BOND FUND |
| MFS MFS INTL DIVERSIFICATION |
| MFS MFS MID CAP GROWTH |
| NEUBERGER BERMAN NEUBERGER BERMAN GENESIS FUND |
| PGIM INVESTMENTS PGIM GLOBAL REAL ESTATE Z |
| PGIM INVESTMENTS PGIM SHORT-TERM CORPORATE BD Z |
| PIMCO PIMCO COMMODITY REAL ESTATE FUND |
| T. ROWE PRICE T. ROWE PRICE RET 2020 FUND |
| T. ROWE PRICE T. ROWE PRICE RET 2025 FUND |
| T. ROWE PRICE T. ROWE PRICE RET 2030 FUND |
| T. ROWE PRICE T. ROWE PRICE RET 2035 FUND |
| T. ROWE PRICE T. ROWE PRICE RET 2040 FUND |
| T. ROWE PRICE T. ROWE PRICE RET 2045 FUND |
| T. ROWE PRICE T. ROWE PRICE RET 2050 FUND |
| T. ROWE PRICE T. ROWE PRICE RET 2055 FUND |
| T. ROWE PRICE T. ROWE PRICE RET 2060 FUND |
| VANGUARD VANGUARD 500 INDEX FUND |
| VANGUARD VANGUARD GROWTH INDEX - ADMIRAL |
| VANGUARD VANGUARD TOTAL INTL STOCK INDEX |
| VANGUARD VANGUARD VALUE INDEX - ADMIRAL |
| PUTNAM INVESTMENTS PUTNAM STABLE VALUE FUND |
Investment model portfolios
We provide two types of investment model portfolios for KLEHR HARRISON HARVEY BRANZBURG LLP 401(K) PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for KLEHR HARRISON HARVEY BRANZBURG LLP 401(K) PROFIT SHARING PLAN