Investment options of KOMICO TECHNOLOGY INC. 401(K) PROFIT SHARING PLAN AND TRUST
Total Available Funds: 20
| Investment Description |
|---|
| PRINCIPAL GLOBAL LIFETIME HY 2025 |
| PRINCIPAL GLOBAL LIFETIME HY 2045 |
| PRINCIPAL GLOBAL LIFETIME HY 2050 |
| PRINCIPAL GLOBAL LIFETIME HY 2035 |
| PRINCIPAL GLOBAL LIFETIME HY 2040 |
| PRINCIPAL GLOBAL LIFETIME HY 2055 |
| PRINCIPAL GLOBAL LIFETIME HY 2030 |
| PRINCIPAL GLOBAL LIFETIME HY 2060 |
| PRINCIPAL GLOBAL LIFETIME HY INC |
| MORLEY CAPITAL MANAGEMENT PRINCIPAL STABLE VALUE SIG FD |
| PRINCIPAL LIFE INSURANCE COMPANY LGCAP S& 500 |
| T. ROWE PRICE/ BROWN ADVISORY LARGE CAP GROWTH I |
| PRINCIPAL GLOBAL INVESTORS MIDCAP S& 400 |
| PRINCIPal GLOBAL INVESTORS MIDCAP GROWTH SEPARATE ACCT |
| PRINCIPAL GLOBAL INVESTORS SMCAP S& 600 |
| PRINCIPAL REAL ESTATE INV REAL ESTATE SECS SEP ACCT |
| PRINCIPAL GLOBAL INVESTORS CORE PLUS BOND SEPARATE ACCT |
| LA CAPITAL MGMT/ VICTORY MIDCAP VALUE I SEPARATE ACCT |
| VAUGHAN NELSON/ H&W SMALLCAP VALUE II SEP ACCT |
| AB/ BROWN/EMERALD SMALLCAP GROWTH I SEP ACCT |
Investment model portfolios
We provide two types of investment model portfolios for KOMICO TECHNOLOGY INC. 401(K) PROFIT SHARING PLAN AND TRUST participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for KOMICO TECHNOLOGY INC. 401(K) PROFIT SHARING PLAN AND TRUST