Investment options of LOS ALTOS FOOD PRODUCTS, LLC 401(K) PLAN
Total Available Funds: 34
| Investment Description |
|---|
| Equinix Inc REIT |
| Ericsson |
| Fidelity National Info |
| Home Depot Inc |
| IHS Markit Ltd F |
| Intuitive Surgical |
| Meta Platforms Inc Class A |
| Microsoft Corp |
| Monster Beverage Corporation |
| Netflix Inc |
| Nike Inc Class B |
| NVIDIA Corp |
| NXP Semiconductors F |
| Palo Alto Networks |
| PayPal Holdings Incorporated |
| Raytheon Technologies Co |
| Salesforce.com |
| Sea Ltd F |
| Southwest Airlines |
| Splunk Inc |
| Tesla Inc |
| Thermo Fisher Scntfc |
| Tractor Supply Co |
| Trend Micro Inc F |
| Uber Technologies Inc |
| Uipath Inc |
| Ulta Beauty Inc |
| United Parcel Srvc Class B |
| UnitedHealth Grp Inc |
| Visa Inc Class A |
| Walt Disney Co |
| Workday Inc Class A |
| WW Grainger Inc |
| Zoetis Inc Class A |
Investment model portfolios
We provide two types of investment model portfolios for LOS ALTOS FOOD PRODUCTS, LLC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for LOS ALTOS FOOD PRODUCTS, LLC 401(K) PLAN