Investment options of MAYFIELD CLINIC, INC. PROFIT SHARING/401(K) PLAN
Total Available Funds: 29
| Investment Description |
|---|
| SCHWAB U. S. TREASURY MONEY FUND |
| HARDING LOEVNER INTL EQ INSTL |
| DF DENT MIDCAP GWTH FD INST |
| BROWN CAPITAL MGMT SMALL CO INV |
| DIAMOND HILL LARGE CAP Y |
| DODGE & COX BALANCED |
| DODGE & COX INTERNATIONAL STOCK |
| HARBOR CAPITAL APPRECIATION FD |
| HARTFORD INTERNATIONAL OPP Y |
| METROPOLITAN WEST TOTAL RETURN BOND |
| OAKMARK SELECT |
| PRIMECAP ODYSSEY STOCK |
| SCHWAB TOTAL STOCK MARKET INDEX |
| VANGUARD EXPLORE VALUE FUND INV |
| T. ROWE PRICE RETIREMENT 2005 ADV |
| T. ROWE PRICE RETIREMENT 2015 ADV |
| T. ROWE PRICE RETIREMENT 2020 ADV |
| T. ROWE PRICE RETIREMENT 2025 ADV |
| T. ROWE PRICE RETIREMENT 2030 ADV |
| T. ROWE PRICE RETIREMENT 2035 ADV |
| T. ROWE PRICE RETIREMENT 2040 ADV |
| T. ROWE PRICE RETIREMENT 2045 ADV |
| T. ROWE PRICE RETIREMENT 2050 ADV |
| T. ROWE PRICE RETIREMENT 2055 ADV |
| T. ROWE PRICE RETIREMENT 2060 ADV |
| T. ROWE PRICE RETIREMENT BAL ADV |
| VANGUARD 500 INDEX ADMIRAL |
| VANGUARD SELECTED VALUE |
| WELLS FARGO STABLE RETURN FUND CLASS C |
Investment model portfolios
We provide two types of investment model portfolios for MAYFIELD CLINIC, INC. PROFIT SHARING/401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MAYFIELD CLINIC, INC. PROFIT SHARING/401(K) PLAN