Investment options of MCH PROFESSIONAL CARE 401(K) TRUST
Total Available Funds: 33
| Investment Description |
|---|
| BLACKROCK GLOBAL ALLOCATION I |
| BAIRD MID CAP INSTITUTIONAL CLASS |
| BAIRD CORE PLUS INSTITUTIONAL CLASS |
| T. ROWE PRICE TRP RETIREMENT 2005 |
| T. ROWE PRICE TRP RETIREMENT 2010 |
| T. ROWE PRICE TRP RETIREMENT 2015 |
| T. ROWE PRICE TRP RETIREMENT 2020 |
| T. ROWE PRICE TRP RETIREMENT 2025 |
| T. ROWE PRICE TRP RETIREMENT 2030 |
| T. ROWE PRICE TRP RETIREMENT 2035 |
| T. ROWE PRICE TRP RETIREMENT 2040 |
| T. ROWE PRICE TRP RETIREMENT 2045 |
| T. ROWE PRICE TRP RETIREMENT 2050 |
| T. ROWE PRICE TRP RETIREMENT 2055 |
| T. ROWE PRICE TRP RETIREMENT 2060 |
| T. ROWE PRICE RETIREMENT BALANCED FUND |
| INVS DIVERSIFIED DIVIDEND FUND R5 CLASS |
| VANGUARD SMALL CAP INDEX ADMIRAL CLASS |
| FRANKLIN TEMPLETON INVESTMENTS SMALL CAP GROWTH ADVISOR |
| AMERICAN BEACON ABF SMALL CAP VALUE R5 |
| AMERICAN FUNDS AF EUROPAC GROWTH R6 |
| AMERICAN FUNDS AF NEW WORLD R6 |
| FEDERATED HERMES SHORT-TERM INCOME FUND |
| FIDELITY FID CONTRAFUND |
| FIDELITY FID VALUE FUND |
| FIDELITY FID BALANCED FUND |
| FIDELITY FID LARGE CAP STOCK FUND |
| FIDELITY FID HIGH INCOME FUND |
| FIDELITY FID US BOND INDEX FUND |
| FIDELITY FID 500 INDEX FUND |
| FIDELITY FID INTERNATIONAL INDEX FUND |
| FIDELITY FID EXTENDED MARKET INDEX FUND |
| FIDELITY FID MULTIPLE ASSET INDEX FUND |
Investment model portfolios
We provide two types of investment model portfolios for MCH PROFESSIONAL CARE 401(K) TRUST participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MCH PROFESSIONAL CARE 401(K) TRUST