Investment options of MILBER, MAKRIS, PLOUSADIS & SEIDEN 401(K) PLAN
Total Available Funds: 29
| Investment Description |
|---|
| PIMCO TOTAL RETURN INST MUTUAL FUND |
| BLACKROCK LIFEPATH INDEX 2060 K MUTUAL FUND |
| COLUMBIA DIVIDEND INCOME INST 3 MUTUAL FUND |
| NEUBERGER BERMAN LARGE CAP VALUE INST MUTUAL FUND |
| CALVERT EQUITY FUND I MUTUAL FUND |
| AMERICAN FUNDS NEW PERSPECTIVE R6 MUTUAL FUND |
| AMERICAN FUNDS FUNDAMENTAL INVESTORS R6 MUTUAL FUND |
| AMERICAN FUNDS AMERICAN BALANCED R6 MUTUAL FUND |
| JANUS HENDERSON OVERSEAS I MUTUAL FUND |
| JANUS HENDERSON TRITON N MUTUAL FUND |
| AS SPL MID CAP VAL R6 MUTUAL FUND |
| MFS MID CAP GROWTH R6 MUTUAL FUND |
| AS SPL SM CAP VAL R6 MUTUAL FUND |
| INVESTSCO AMERICAN FRANCHISE R6 MUTUAL FUND |
| JP MORGAN HIGH YIELD R6 MUTUAL FUND |
| BLACKROCK LIFEPATH INDEX RETIREMENT K MUTUAL FUND |
| BLACKROCK LIFEPATH INDEX 2030 K MUTUAL FUND |
| BLACKROCK LIFEPATH INDEX 2040 K MUTUAL FUND |
| BLACKROCK LIFEPATH INDEX 2050 K MUTUAL FUND |
| BLACKROCK LIFEPATH INDEX 2025 K MUTUAL FUND |
| BLACKROCK LIFEPATH INDEX 2035 K MUTUAL FUND |
| BLACKROCK LIFEPATH INDEX 2045 K MUTUAL FUND |
| BLACKROCK LIFEPATH INDEX 2055 K MUTUAL FUND |
| FIDELITY MANAGED INCOME PORTFOLIO 1 STABLE VALUE |
| FIDELITY EMERGING MARKETS INDEX MUTUAL FUND |
| FIDELITY MID CAP INDEX MUTUAL FUND |
| FIDELITY SMALL CAP INDEX MUTUAL FUND |
| FIDELITY TOTAL BOND K6 MUTUAL FUND |
| FIDELITY BLUE CHIP GROWTH K6 MUTUAL FUND |
Investment model portfolios
We provide two types of investment model portfolios for MILBER, MAKRIS, PLOUSADIS & SEIDEN 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MILBER, MAKRIS, PLOUSADIS & SEIDEN 401(K) PLAN