Investment options of MISSION LOANS, LLC 401(K) PROFIT SHARING PLAN
Total Available Funds: 30
| Investment Description |
|---|
| AMERICAN FUNDS AM BALANCED R6 |
| AMERICAN FUNDS EUROPACIFIC R6 |
| AMERICAN FUNDS NEW WORLD R6 |
| AMERICAN FUNDS NW PRSPCTV R6 |
| BLKRCK EQUITY INDEX FUND R |
| BLKRCK US DEBT INDEX FUND R |
| DFA REAL ESTATE SECS PORT INS |
| FIDELITY INTL INDEX FND |
| FRANKLIN MUTUAL FIN SRVS FD R6 |
| JPMORGAN EQUITY INCOME FUND R6 |
| PIMCO STOCKSPLUS INTL F |
| PIMCO STOCKSPLUS SMALL FND |
| PIMCO TOTAL RETURN FUND |
| TRWPR BLUE CHIP GROWTH FND I |
| USAA SHORT-TERM BOND FUND |
| VANGRD EXT MKT INDEX FND ADM |
| VANGRD SM-CAP VL INDEX FND ADM |
| VANGRD TOT ST MKT INDX FD ADM |
| VIRTUS CRDX MC VL EQ FD R6 |
| VOYA FIXED ACCOUNT 4062 |
| VOYA GV MNY MKT F A |
| VOYA INDEX SOLUTION 2025 P Z |
| VOYA INDEX SOLUTION 2030 P Z |
| VOYA INDEX SOLUTION 2035 P Z |
| VOYA INDEX SOLUTION 2040 P Z |
| VOYA INDEX SOLUTION 2045 P Z |
| VOYA INDEX SOLUTION 2050 P Z |
| VOYA INDEX SOLUTION 2055 P Z |
| VOYA INDEX SOLUTION 2060 P Z |
| VOYA INDEX SOLUTION 2065 P Z |
Investment model portfolios
We provide two types of investment model portfolios for MISSION LOANS, LLC 401(K) PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MISSION LOANS, LLC 401(K) PROFIT SHARING PLAN