Investment options of MORRISON-MAIERLE, INC. 401(K) PLAN
Total Available Funds: 34
| Investment Description |
|---|
| WELLS FARGO STABLE RETURN FUND I |
| WELLS FARGO STABLE RETURN FUND |
| WELLS FARGO CORE BOND CIT N |
| WELLS FARGO CORE BOND CIT |
| WELLS FARGO BLACKROCK INTERNATIONAL EQUITY INDEX CIT N |
| WELLS FARGO BLACKROCK INTERNATIONAL EQUITY INDEX CIT |
| WELLS FARGO BLACKROCK LARGE CAP GROWTH INDEX CIT N |
| WELLS FARGO BLACKROCK LARGE CAP VALUE INDEX CIT N |
| WELLS FARGO BLACKROCK RUSSELL 2000 INDEX CIT N |
| WELLS FARGO BLACKROCK RUSSELL 2000 INDEX CIT |
| WELLS FARGO BLACKROCK S&P MIDCAP INDEX CIT N |
| WELLS FARGO BLACKROCK S&P MIDCAP INDEX CIT |
| WELLS FARGO BLACKROCK S&P 500 INDEX CIT N |
| WELLS FARGO BLACKROCK S&P 500 INDEX CIT |
| WELLS FARGO BLACKROCK US AGGREGATE BOND INDEX CIT |
| WELLS FARGO MFS VALUE CIT N |
| WELLS FARGO MFS VALUE CIT |
| WELLS FARGO MULTI-MANAGER SMALL CAP CIT |
| T. ROWE PRICE INST LCG MGD CIT |
| ACADIAN EMERGING MARKETS I |
| AMERICAN FUNDS EUROPACIFIC GROWTH |
| AMERICAN FUNDS EUROPACIFIC GROWTH R6 |
| AMERICAN FUNDS NEW PERSPECTIVE |
| CARILLON SCOUT MID CAP |
| FIDELITY SMALL CAP GROWTH |
| JPMORGAN MID CAP EQUITY |
| JPMORGAN MID CAP VALUE |
| JPMORGAN US EQUITY |
| NORTHERN GLOBAL REAL ESTATE INDEX |
| PIMCO HIGH YIELD I |
| PIMCO REAL RETURN INSTITUTIONAL CLASS |
| PRINCIPAL SMALLCAP |
| T. ROWE PRICE BLUE CHIP GROWTH FUND INC |
| VANGUARD MID-CAPE |
Investment model portfolios
We provide two types of investment model portfolios for MORRISON-MAIERLE, INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MORRISON-MAIERLE, INC. 401(K) PLAN